4541 Windingstairs Rd, Topton, NC 28781 Property Records

Macon County property record for 4541 Windingstairs Rd, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,900 sqft · built 1993
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2026)
Tax Bill	$1,244 (2026)
Deeds & Mortgages	Sep 2026 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6518086647`

Property Details

APN / Parcel Number

Primary APN	`6518086647`
Alternative APNs	`0920255` `144585`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,900 sqft Heated Area
1st Floor Area	1,236 sqft
Upper Floors Area	664 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	69,696 sqft (1.6 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	580 sqft
Deck Area	42 sqft
Patio Area	449 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	144585
Street Address	4541 WINDINGSTAIRS RD
City	TOPTON
State	NC
Zip	28781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TRACT 1 N P & L
Legal Subdivision	N P L
Legal Tract	1
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2061
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 GREEN OAKS DR, ARGYLE, TX 76226-9456
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	20265992
Deed Book / Page	44 / 2029
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 18, 2026
Property Address	4541 WINDINGSTAIRS RD, TOPTON, NC 28781
Document Number	0000005992
Book / Page	44 / 2029
Instrument Date	Sep 16, 2026
Instrument	20265992
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$65,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 GREEN OAKS DR, ARGYLE, TX 76226-9456

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	4541 WINDINGSTAIRS RD, TOPTON, NC 28781
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000R40/876
Date	Mar 1, 2021
Book Page	R-40/876
Instrument	2021001888

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 24, 2019
Property Address	4541 WINDINGSTAIRS RD, TOPTON, NC 28781
Document Number	00F39/0443
Book / Page	F-39 / 0443
Instrument Date	Apr 30, 2019
Instrument	2019003172
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 PINE NEEDLE DR, 101, ANGIER, NC 27501-9017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 LINDRIDGE WAY NE, ATLANTA, GA 30324-3710

Mortgage

Document Number	2019003173
Date	May 24, 2019
Instrument	2019003173

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,244.00 (+0.48%)	$352,910 (-) Land $90,260 Building $262,650	$352,910 (-) Land $90,260 Building $262,650
2025	$1,238.00 (+0.98%)	$352,910 (+0.59%) Land $90,260 Building $262,650	$352,910 (+0.59%) Land $90,260 Building $262,650
2023	$1,226.00	$350,840 Land $90,260 Building $260,580	$350,840 Land $90,260 Building $260,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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