4541 Windergate Dr, Jacksonville, FL 32257 Property Records

Duval County property record for 4541 Windergate Dr, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1985
Lot Size	0.185 acres (8,073 sqft)
Owner	Company Name on File
Last Sale	$133,000 (Sep 2019)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`155675-7538`

Property Details

APN / Parcel Number

Primary APN	`155675-7538`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,238 sqft
1st Floor Area	1,144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,073 sqft (0.185 acres)
Porch	Finished/Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4541 WINDERGATE DR
City	JACKSONVILLE
State	FL
Zip	32257-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-D
Legal Description	39-72 04-4S-27E TOWNHOMES OF WINDERMERE UNIT III LOT 4E
Legal Range	27E
Legal Township	04S
Legal Section	04
Legal Subdivision	TOWNHOMES OF WINDERMERE 3
Legal Lot Number	4E
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1005
Census Tract	16728

Owner

4541 Windergate Dr is owned by a company that bought it in September 2019.

Source: Duval County records, as of September 25, 2026

Owner of Record	Company Name on File
Mailing Address	4275 HUNTINGTON FOREST BLVD, JACKSONVILLE, FL 32257-7569
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jun 22, 2005 · Amount on File
Deed Document Number	2019225086
Deed Book / Page	18949 / 1234
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 30, 2019
Property Address	4541 WINDERGATE DR, JACKSONVILLE, FL 32257-3936
Document Number	0189491234
Book / Page	018949 / 001234
Instrument Date	Sep 13, 2019
Instrument	225086
Transaction Type	Construction Loan
Record Updated	Nov 5, 2019
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$931.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4275 HUNTINGTON FOREST BLVD JACKSONVILLE FL 322577569, JACKSONVILLE, FL 32257-7569

Mortgage

Document Number	189491236
Date	Sep 30, 2019
Book Page	018949/001236
Instrument	225087

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4541 Windergate Dr was $3,339, up 10.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,920 (-0.93%) Land $60,663 Building $108,257	$168,920 (-0.93%) Land $60,663 Building $108,257
2025	$3,339.00 (+10.67%)	$170,505 Land $60,000 Building $110,505	$170,505 Land $60,000 Building $110,505
2024	$3,017.00 (+5.97%)
2023	$2,847.00 (+18.58%)	$167,086 (+18.88%) Land $50,000 Building $117,086	$167,086 (+18.88%) Land $50,000 Building $117,086
2022	$2,401.00	$140,554 Land $27,000 Building $113,554	$140,554 Land $27,000 Building $113,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4541 Windergate Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4541 Windergate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20