4541 State Rte 94 E, Murray, KY 42071 Property Records

Calloway County property record for 4541 State Rte 94 E, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,570 sqft
Lot Size	2.77 acres (120,835 sqft)
Owner	Company Name on Record
Last Sale	$289,900 (Oct 2022)
Tax Bill	$2,586 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068-0-0057`

Property Details

APN / Parcel Number

Primary APN	`068-0-0057`
Alternative APNs	`44620` `95109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,570 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	120,835 sqft (2.77 acres)
Porch	Slab
Porch Area	180 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Propane

Location & Zoning

Account Number	95109
Street Address	4541 STATE ROUTE 94 E
City	MURRAY
State	KY
Zip	42071-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4541 STATE ROUTE 94 EAST
Legal Subdivision	ROBERTS EST
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2024
Census Tract	10100

Owner

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4541 STATE ROUTE 94 E, MURRAY, KY 42071-6522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	2022661146
Deed Book / Page	1390 / 340
Prior Transfer Date	Oct 23, 2008
Prior Transfer Doc	000765/241
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	4541 STATE ROUTE 94 E, MURRAY, KY 42071-6522
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 STATE ROUTE 94 E, MURRAY, KY 42071-6522

Mortgage

Document Number	001281/187
Date	Oct 28, 2020
Book Page	1281/187
Instrument	644842

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Nov 12, 2019
Property Address	4541 STATE ROUTE 94 E, MURRAY, KY 42071-6522
Document Number	001233/395
Book / Page	1233 / 395
Instrument Date	Nov 8, 2019
Instrument	637935
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 STRAIGHT CREEK CHURCH RD, NEW TAZEWELL, TN 37825-2148

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4541 STATE ROUTE 94 E, MURRAY, KY 42071-6522

Mortgage

Document Number	0000637936
Date	Nov 12, 2019
Instrument	637936

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,586.00 (-1.67%)	$289,900 (-)	$289,900 (-)
2023	$2,630.00	$289,900	$289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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