4541 Silver Spur Dr, Prosper, TX 75078 Property Records

Denton County property record for 4541 Silver Spur Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,222 sqft · built 2022
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$751,450 (Jun 2026)
Tax Bill	$15,402 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R989308`

Property Details

APN / Parcel Number

Primary APN	`R989308`
Alternative APNs	`SB0081A-000000B-0000-0012-0000` `SB0081A-000000B-0000-0012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	3,222 sqft Living Area
Gross Area	3,894 sqft
1st Floor Area	3,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	673 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4541 SILVER SPUR DR
City	PROSPER
State	TX
Zip	75078-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSONG RANCH PHASE 7A & 7C BLK B LOT 12
Legal Subdivision	WINDSONG RANCH PHASE 7A & 7C
Legal Block	B
Legal Lot Number	12
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	5
Census Block	5007
Census Tract	20128

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4541 SILVER SPUR DR, PROSPER, TX 75078-5210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORPORATION
Feb 23, 2023	Vendor's Lien, Subdivision Related Transfer · Line of Credit ACHIEVA MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	202671294
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Jun 18, 2026
Property Address	4541 SILVER SPUR DR, PROSPER, TX 75078-5210
Document Number	0000071294
Instrument Date	Jun 15, 2026
Instrument	202671294
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	REPUBLIC TITLE OF TEXAS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 SILVER SPUR DR, PROSPER, TX 75078-5210

Mortgage

Document Number	0000071295,
Date	Jun 18, 2026
Instrument	202671295

Lender

Name	GENERAL MORTGAGE CAPITAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Feb 23, 2023
Property Address	4541 SILVER SPUR DR, PROSPER, TX 75078-5210
Document Number	0000016818
Map Reference	DOC 2021-461
Instrument Date	Feb 23, 2023
Instrument	2023-016818
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026
Title Company	REPUBLIC TITLE COMPANY, RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 SILVER SPUR DR, PROSPER, TX 75078-5210

Mortgage

Document Number	0000016820
Date	Feb 23, 2023
Instrument	2023-016820

Lender

Name	ACHIEVA MORTGAGE FUNDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000016819
Date	Feb 23, 2023
Instrument	2023-016819

Lender

Name	FIRST BANK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$978,628 (+3.84%) Land $200,289 Building $778,339	$978,628 (+3.84%) Land $200,289 Building $778,339
2025	$15,402.00 (-0.51%)	$942,400 (+5.3%) Land $218,497 Building $723,903	$942,400 (+5.3%) Land $218,497 Building $723,903
2024	$15,481.00 (-11.54%)
2023	$17,500.00 (+4,681.42%)	$895,000 (+431.39%) Land $213,939 Building $681,061	$895,000 (+431.39%) Land $213,939 Building $681,061
2022	$366.00	$168,425 Land $168,425	$168,425 Land $168,425

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Nextlink.

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