4541 S Michigan Ave, Chicago, IL 60653 Property Records

Cook County property record for 4541 S Michigan Ave, Chicago, IL 60653

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 7,357 sqft · built 1899
Lot Size	0.296 acres (12,880 sqft)
Owner	2 Trust Names on File
Last Sale	$1,175,000 (Dec 2023)
Tax Bill	$12,634 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-314-010`

Property Details

APN / Parcel Number

Primary APN	`20-03-314-010`
Alternative APN	`20-03-314-010-0000`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	7,357 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1901
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	12,880 sqft (0.296 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	4541 S MICHIGAN AVE
City	CHICAGO
State	IL
Zip	60653-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-5
Legal Description	(WINSTONS) SUB OF S 34 ACS OF WH SW SEC 03-38-14
Legal Range	14E
Legal Township	38N
Legal Section	03
Legal Subdivision	WINSTONS SUB
Legal Block	1
Legal Lot Number	31,30
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1017
Census Tract	844600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4541 S Michigan Ave is owner-occupied and held in a trust since June 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ORIGINPOINT LLC
Nov 20, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 16, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 11, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 20, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Dec 20, 2019 · Amount on File
Deed Document Number	202333195
Last Transfer Date	Jun 12, 2024
Transfer Doc	0000014044
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808

Mortgage

Document Number	0000622001
Date	Jan 6, 2026
Instrument	2600622001

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2055

Interest

Rate	6.12%

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Nov 20, 2025
Property Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808
Document Number	0032402124
Instrument Date	Nov 14, 2025
Instrument	2532402124
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Dec 16, 2025
Property Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808
Document Number	0035025028
Instrument Date	Nov 14, 2025
Instrument	2535025028
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 11, 2023
Property Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808
Document Number	0034533195
Instrument Date	Nov 21, 2023
Instrument	2334533195
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808

Mortgage

Document Number	0034533196
Date	Dec 11, 2023
Instrument	2334533196

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 20, 2019
Property Address	4541 S MICHIGAN AVE, CHICAGO, IL 60653-3808
Document Number	1935408209
Instrument Date	Dec 11, 2019
Instrument	35408209
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$705.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4541 S MICHIGAN AVE CHICAGO IL 606533808, CHICAGO, IL 60653-3808

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,000 Land $45,080 Building $68,920	$1,140,000 Land $450,800 Building $689,200
2023	$12,634.00 (+2.78%)	$63,000 (-) Land $45,080 Building $17,920	$630,000 (-) Land $450,800 Building $179,200
2022	$12,292.00 (+2.14%)	$63,000 (-) Land $45,080 Building $17,920	$630,000 (-) Land $450,800 Building $179,200
2021	$12,034.00 Homeowner's exemption	$63,000 Land $45,080 Building $17,920	$630,000 Land $450,800 Building $179,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4541 S Michigan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4541 S Michigan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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