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4541 N Winchester Ter, Hernando, FL 34442 Property Records

Citrus County property record for 4541 N Winchester Ter, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1968
Lot Size0.23 acres (9,999 sqft)
Owner2 Individual Names on Record
Last Sale$23,000 (Nov 2010)
Tax Bill$719 (2025)
Flood ZoneZone X (minimal risk)
APN19E-18S-14-0040-00220-0460

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0040-00220-0460
Alternative APNs
  • 1418S19E0040002200460
  • 1596777

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,008 sqft
FlooringWood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area9,999 sqft (0.23 acres)
Lot Dimensions80 ft deep x 100 ft wide
Garage TypeCarport
Garage Area63 sqft
CarportCarport
Carport Area63 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area144 sqft
Deck AreaDeck Area
Patio Area162 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1596777
Street Address4541 N WINCHESTER TER
CityHERNANDO
StateFL
Zip34442-3085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDRMH
Legal DescriptionAPACHE SHORES UNIT 4 PB 4 PG 83 LOTS 46 & 47 & NLY 25 FT OF LOT 48 BLK 22
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionAPACHE SHORES UNIT 4
Legal Block22
Legal Lot Number46-48
Legal Unit4
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2021
Census Tract450106

Owner

Source: Citrus County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4541 N WINCHESTER TER, HERNANDO, FL 34442-3085
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2010 · Amount on Record
Deed SaleNov 30, 2010 · Amount on Record
Prior SaleDec 31, 2007 · Amount on Record
Deed Document Number201052595
Deed Book / Page2390 / 690
Prior Transfer DateDec 13, 2007
Prior Transfer Doc0021840938
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$719.00 (+8.77%) Homeowner's exemption$75,721 (-64.1%)$209,208 (-0.8%) Land $12,000 Building $197,208
2024$661.00 (+3.12%) Homeowner's exemption Additional exemption filed$210,893 (+9.44%) Land $7,500 Building $203,393$210,893 (+9.44%) Land $7,500 Building $203,393
2023$641.00 (+3.89%) Homeowner's exemption Additional exemption filed$192,705 (+74.17%) Land $7,500 Building $185,205$192,705 (+74.17%) Land $7,500 Building $185,205
2022$617.00 Homeowner's exemption Additional exemption filed$110,643 Land $6,380 Building $104,263$110,643 Land $6,380 Building $104,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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