4541 N 85th St, Omaha, NE 68134 Property Records

Douglas County property record for 4541 N 85th St, Omaha, NE 68134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,755 sqft · built 1960
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (May 2026)
Tax Bill	$3,715 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3985-0507-14`

Property Details

APN / Parcel Number

Primary APN	`3985-0507-14`
Alternative APNs	`R1439850507` `1439850507`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,755 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,055 sqft
Basement Area	1,055 sqft
Finished Basement	700 sqft
Unfinished Basement	355 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2019
Architectural Style	Raised Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Basement
Garage Area	1 sqft

Exterior Amenities

Porch	Open Slab
Porch Area	190 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1439850507
Street Address	4541 N 85TH ST
City	OMAHA
State	NE
Zip	68134-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	KEYSTONE HEIGHTS LOT 4 BLOCK 0 80 X 130
Legal Subdivision	KEYSTONE HEIGHTS
Legal Lot Number	4
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2005
Census Tract	6503

Owner

Source: Douglas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4541 N 85TH ST, OMAHA, NE 68134-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL BANK
Nov 29, 2023	Deed of Trust, Mortgage · Construction Mortgage METRO CU FCU
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage DUNDEE BANK
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	202640875
Prior Transfer Date	Feb 5, 2013
Prior Transfer Doc	0000030276
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 18, 2026
Property Address	4541 N 85TH ST, OMAHA, NE 68134-3124
Document Number	0000040875
Instrument Date	Apr 23, 2026
Instrument	202640875
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,751.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 N 85TH ST, OMAHA, NE 68134-3124

Mortgage

Document Number	0000040876,
Date	May 18, 2026
Instrument	202640876

Lender

Name	SECURITY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	4541 N 85TH ST, OMAHA, NE 68134-3124
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089878
Date	Nov 29, 2023
Instrument	2023089878

Lender

Name	METRO CU FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	4541 N 85TH ST, OMAHA, NE 68134-3124
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078288
Date	Sep 20, 2019
Instrument	2019078288

Lender

Name	DUNDEE BANK
Type	Bank
Address	OMAHA, NE 68132

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 22, 2020
Property Address	4541 N 85TH ST, OMAHA, NE 68134-3124
Document Number	2020061994
Instrument Date	Jun 16, 2020
Instrument	2020061994
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020061995
Date	Jun 22, 2020
Instrument	2020061995

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,715.00 (+10.57%)	$222,200 (+6.93%) Land $20,100 Building $202,100	$222,200 (+6.93%) Land $20,100 Building $202,100
2024	$3,360.00 (-23.36%)
2023	$4,384.00 (+22.19%)	$207,800 Land $20,100 Building $187,700	$207,800 Land $20,100 Building $187,700
2022	$3,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Great Plains Communications, Nextlink.

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