4541 Lyme Bay, Oxnard, CA 93035 Property Records

Ventura County property record for 4541 Lyme Bay, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,237 sqft · built 1971
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on File
Last Sale	$1,700,000 (Nov 2023)
Tax Bill	$21,854 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`188-0-086-025`

Property Details

APN / Parcel Number

Primary APN	`188-0-086-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,237 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	1,141 sqft
Upper Floors Area	78 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Tile
Lot Area	2,800 sqft (0.064 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Deck Area	306 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4541 LYME BAY
City	OXNARD
State	CA
Zip	93035-3731
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RW2
Legal Description	TRACT: 202602 LOT: 23 REF: 058MR 080
Legal Subdivision	MANDALAY BAY II
Legal Tract	202602
Legal Block	86
Legal Lot Number	23
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1007
Census Tract	3616

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1145 S SPRING MEADOW DR, WEST COVINA, CA 91791-3445
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Nov 14, 2023	Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK
Feb 15, 2022	Intrafamily Transfer, Transfer
Feb 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	May 19, 1999 · Amount on Record
Deed Document Number	202374921
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	0000019613
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Nov 14, 2023
Property Address	4541 LYME BAY, OXNARD, CA 93035-3731
Document Number	0000074920
Map Reference	MB 58 PG 80-82
Instrument Date	Oct 24, 2023
Instrument	2023000074920
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 LYME BAY, OXNARD, CA 93035-3731

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 14, 2023
Property Address	4541 LYME BAY, OXNARD, CA 93035-3731
Document Number	0000074921
Map Reference	MB 58 PG 80-82
Instrument Date	Oct 3, 2023
Instrument	2023000074921
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 S SPRING MEADOW DR, WEST COVINA, CA 91791-3445

Mortgage

Document Number	0000074922
Date	Nov 14, 2023
Instrument	2023000074922

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 1, 2033
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Max Rate	13.2%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 15, 2022
Property Address	4541 LYME BAY, OXNARD, CA 93035-3731
Document Number	2022000019613
Map Reference	MB 58 PG 80-82
Instrument Date	Jan 24, 2022
Instrument	2022000019613
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4541 LYME BAY, OXNARD, CA 93035-3731

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 15, 2022
Property Address	4541 LYME BAY, OXNARD, CA 93035-3731
Document Number	2022000019612
Map Reference	MB 58 PG 80-82
Instrument Date	Jan 24, 2022
Instrument	2022000019612
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 LYME BAY, OXNARD, CA 93035-3731

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,768,680 (+2%) Land $1,149,642 Building $619,038
2025	$21,854.00 (+2.17%)	$1,734,000 (+214%) Land $1,127,100 Building $606,900
2024	$21,389.00 (+198.6%)
2023	$7,163.00 (+4.16%)	$552,229 Land $220,887 Building $331,342
2022	$6,877.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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