4541 Luneman Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4541 Luneman Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,344 sqft · built 1978
Lot Size	5.13 acres (223,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2023)
Tax Bill	$6,080 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-280-043-000`

Property Details

APN / Parcel Number

Primary APN	`105-280-043-000`
Alternative APNs	`10528043100` `1052804310`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,344 sqft Living Area
1st Floor Area	2,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	223,898 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4541 LUNEMAN RD
City	PLACERVILLE
State	CA
Zip	95667-8751
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 20/22/A
Legal Subdivision	20-22, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1024
Census Tract	30901

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4541 LUNEMAN RD, PLACERVILLE, CA 95667-8751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2025	Correction Deed
May 12, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Deed Document Number	202313119
Last Transfer Date	Jan 23, 2026
Transfer Doc	0000003696
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jan 30, 2026
Property Address	4541 LUNEMAN RD, PLACERVILLE, CA 95667-8751
Document Number	0000003696
Map Reference	MB 18 PG 81
Instrument Date	Jan 23, 2026
Instrument	2026-0003696
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4541 LUNEMAN RD, PLACERVILLE, CA 95667-8751

Mortgage

Document Number	0000003697
Date	Jan 30, 2026
Instrument	2026-0003697

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

September 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 26, 2025
Property Address	4541 LUNEMAN RD, PLACERVILLE, CA 95667-8751
Document Number	0000027473
Map Reference	MB 18 PG 81
Instrument Date	Jan 13, 2025
Instrument	2025-0027473
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4541 LUNEMAN RD, PLACERVILLE, CA 95667-8751

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 12, 2023
Property Address	4541 LUNEMAN RD, PLACERVILLE, CA 95667-8751
Document Number	0000013119
Map Reference	MB 20 PG 22
Instrument Date	May 10, 2023
Instrument	2023-0013119
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4541 LUNEMAN RD, PLACERVILLE, CA 95667-8751

Mortgage

Document Number	0000013120
Date	May 12, 2023
Instrument	2023-0013120

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$583,664 (+2%) Land $175,099 Building $408,565
2025	$6,080.00 (+2.05%)	$572,220 (+125.06%) Land $171,666 Building $400,554
2024	$5,958.00 (+114.55%)
2023	$2,777.00 (+1.5%) Homeowner's exemption	$254,250 Land $49,279 Building $204,971
2022	$2,736.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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