4541 Highgate Dr, Unit A, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4541 Highgate Dr, Unit A, Delray Beach, FL 33445

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,028 sqft · built 2005
Lot Size	0.034 acres (1,459 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Dec 2023)
Tax Bill	$4,728 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-12-22-027-0010`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-12-22-027-0010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	4 Units
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Construction Type	Masonry / Concrete Block
Lot Area	1,459 sqft (0.034 acres)
Garage Type	Attached
Garage Area	230 sqft
Porch	Finished/Open Porch
Porch Area	114 sqft

Location & Zoning

Street Address	4541 HIGHGATE DR, A
City	DELRAY BEACH
State	FL
Zip	33445-3562
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRD
Legal Description	BEXLEY PARK LT 1 BLK 27
Legal Range	42E
Legal Township	46S
Legal Section	12
Legal Subdivision	BEXLEY PARK
Legal Block	27
Legal Lot Number	1
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3002
Census Tract	6604

Owner

Source: Palm Beach County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4541 HIGHGATE DR, A, DELRAY BEACH, FL 33445-3562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Mar 30, 2010 · Amount on Record
Deed Document Number	2023429071
Deed Book / Page	34732 / 1716
Prior Transfer Date	Apr 4, 2009
Prior Transfer Doc	0231920976
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 19, 2023
Property Address	4541 HIGHGATE DR UNIT A, A, DELRAY BEACH, FL 33445-3562
Document Number	0347321716
Book / Page	34732 / 1716
Map Reference	MB 102 PG 48
Instrument Date	Dec 15, 2023
Instrument	20230429071
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7484 ROCKBRIDGE CIR, LAKE WORTH, FL 33467-7624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 HIGHGATE DR UNIT A, A, DELRAY BEACH, FL 33445-3562

Mortgage

Document Number	0347321719
Date	Dec 19, 2023
Instrument	34732/1719

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4541 HIGHGATE DR UNIT A, A, DELRAY BEACH, FL 33445-3562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0315580029
Date	Jul 9, 2020
Book Page	31558/29
Instrument	20200239331

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,728.00 (+147.67%)	$286,000 (+115.88%)	$286,000 (+13.94%) Building $286,000
2023	$1,909.00 (+1.81%) Homeowner's exemption	$132,484 (+3%)	$251,000 (+16.85%) Building $251,000
2022	$1,875.00 Homeowner's exemption	$128,625	$214,813 Building $214,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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