San Diego County property record for 4541 Golden Ridge Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 945 sqft · built 1980 |
| Lot Size | 0.87 acres (3,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $394,000 (Sep 2020) |
| Tax Bill | $4,806 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-423-48-00 |
| Primary APN | 161-423-48-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 945 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 3,780 sqft (0.87 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 4541 GOLDEN RIDGE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 817 TR 009194 |
| Legal Subdivision | PEACOCK HILLS |
| Legal Tract | 009194 |
| Legal Block | 2 |
| Legal Lot Number | 817 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 19305 |
4541 Golden Ridge Dr is owned by a company that bought it in September 2020 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4541 GOLDEN RIDGE DR, OCEANSIDE, CA 92056-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 16, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Deed Document Number | 2020587072 |
| Prior Transfer Date | Aug 19, 2020 |
| Prior Transfer Doc | 0000542808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2020 |
| Property Address | 4541 GOLDEN RIDGE DR, OCEANSIDE, CA 92056-2935 |
| Document Number | 0000587072 |
| Map Reference | MAP 9194 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020-0587072 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4541 GOLDEN RIDGE DR, OCEANSIDE, CA 92056-2935 |
| Document Number | 0000587073 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0587073 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 16, 2020 |
| Property Address | 4541 GOLDEN RIDGE DR, OCEANSIDE, CA 92056-2935 |
| Document Number | 0000542808 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 542808 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 145 S FIG ST ESCONDIDO CA 920254453, ESCONDIDO, CA 92025-4453 |
The 2025 property tax bill for 4541 Golden Ridge Dr was $4,806 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $434,894 (+2%) Land $187,224 Building $247,670 | |
| 2025 | $4,806.00 Homeowner's exemption | $426,367 Land $183,553 Building $242,814 |
| 2023 | $4,423.00 (+0.29%) Homeowner's exemption | $409,812 Land $176,426 Building $233,386 |
| 2022 | $4,410.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4541 Golden Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4541 Golden Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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