4541 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4541 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,684 sqft · built 1990
Lot Size0.147 acres (6,441 sqft)
Owner2 Owner Names on File
Last Sale$100,472 (Mar 1990)
Tax Bill$2,798 (2025)
Deeds & MortgagesAug 2019 Mortgage
May 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN215-12-237

Property Details

APN / Parcel Number

Primary APN215-12-237

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,684 sqft Living Area
1st Floor Area1,867 sqft
2nd Floor Area817 sqft

Exterior

Year BuiltBuilt 1990
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,441 sqft (0.147 acres)
Parking Spaces2 Parking Spaces
Patio Area424 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4541 E DESERT CACTUS ST
CityPHOENIX
StateAZ
Zip85032-1578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-L
Legal DescriptionIMAGES MCR 332-7
Legal Range04E
Legal Township04N
Legal Section31
Legal QuarterNE
Quarter-Quarter SectionSW
Legal SubdivisionIMAGES
Legal Lot Number42
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1014
Census Tract619700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address4541 E RBT E LEE, PHOENIX, AZ 85032
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 1990 · Amount on File
Deed SaleMar 29, 1990 · Amount on File
Prior SaleDec 2, 2002
Deed Document Number0000136384
Deed Book / Page215
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4541 E DESERT CACTUS ST, PHOENIX, AZ 85032-1578
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4541 E ROBERT E LEE ST, PHOENIX, AZ 85032-1578

Mortgage

Document Number0000619974
DateAug 13, 2019
Instrument20190619974
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4541 E DESERT CACTUS ST, PHOENIX, AZ 85032-1578
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4541 E DESERT CACTUS ST, PHOENIX, AZ 85032-1578

Mortgage

Document Number0000519086
DateMay 10, 2021
Instrument20210519086
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,750 (+1.25%)$607,500 (+1.25%) Land $121,500 Building $486,000
2025$2,798.00 (+5.03%)
2024$60,000$600,000 Land $120,000 Building $480,000
2023$2,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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