4541 E del Rio St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4541 E del Rio St, Gilbert, AZ 85295 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,159 sqft · built 2003
Lot Size	0.139 acres (6,033 sqft)
Owner	Individual Name on File
Last Sale	$289,999 (Sep 2018)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2023 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-38-808`

Property Details

APN / Parcel Number

Primary APN	`304-38-808`
Alternative APN	`304388083`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,159 sqft Living Area
1st Floor Area	923 sqft
2nd Floor Area	1,236 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,033 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4541 E DEL RIO ST
City	GILBERT
State	AZ
Zip	85295-5875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATEWAY VILLAGE MCR 606-38
Legal Range	6E
Legal Township	1S
Legal Section	25
Legal Subdivision	GATEWAY VILLAGE
Legal Lot Number	262
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2040
Census Tract	815201

Owner

Source: Maricopa County records · APN 304-38-808

Assessment roll updated October 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4541 E DEL RIO ST, GILBERT, AZ 85295-5875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
May 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 07, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 07, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Sep 24, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Nov 14, 2003 · Amount on Record
Deed Document Number	2018715900
Prior Transfer Date	Sep 16, 2003
Prior Transfer Doc	0001426684
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4541 E DEL RIO ST, GILBERT, AZ 85295-5875
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 E DEL RIO ST, GILBERT, AZ 85295-5875
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011346
Date	Jan 08, 2026
Instrument	20260011346

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 05, 2046

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4541 E DEL RIO ST, GILBERT, AZ 85295-5875
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 E DEL RIO ST, GILBERT, AZ 85295-5875
Investor	Possibly a Property Investor

Mortgage

Document Number	0000252806
Date	May 16, 2023
Instrument	20230252806

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2043

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4541 E DEL RIO ST, GILBERT, AZ 85295-5875
Document Number	0000620113
Instrument Date	Jul 07, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 E DEL RIO ST GILBERT AZ 852955875, GILBERT, AZ 85295-5875

Mortgage

Document Number	0000620113
Date	Jul 13, 2020
Instrument	620113

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4541 E DEL RIO ST, GILBERT, AZ 85295-5875
Document Number	0000453073
Instrument Date	Jun 07, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NATIONWIDE APPRAISAL AND TITLE, NATIONWIDE APPRAISAL & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 E DEL RIO ST GILBERT AZ 852955875, GILBERT, AZ 85295-5875

Mortgage

Document Number	0000453073
Date	Jun 18, 2019
Instrument	453073

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 24, 2018
Property Address	4541 E DEL RIO ST, GILBERT, AZ 85295-5875
Document Number	0000715900
Map Reference	MB 606 PG 38
Instrument Date	Sep 17, 2018
Instrument	20180715900
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE ALLIANCE PLATINUM AGEN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4541 E DEL RIO ST, 4541, GILBERT, AZ 85295-5875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 E DEL RIO ST, GILBERT, AZ 85295-5875
Investor	Possibly a Property Investor

Mortgage

Document Number	0000715901
Date	Sep 24, 2018
Instrument	20180715901

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,320 (+85.9%)	$423,200 (+3.93%) Land $84,600 Building $338,600
2025	$1,728.00 (-6.54%)	$22,765 (-45.77%)	$407,200 (-3%) Land $81,400 Building $325,800
2024		$41,980	$419,800 Land $83,900 Building $335,900
2023	$1,849.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138152012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 411 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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