4541 Cornerstone Dr, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 4541 Cornerstone Dr, Winthrop Harbor, IL 60096

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,716 sqft · built 1994
Lot Size	0.698 acres (30,387 sqft)
Owner	Individual Name on Record
Last Sale	$123,333 (Mar 1994)
Tax Bill	$9,769 (2024)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-08-105-004`

Property Details

APN / Parcel Number

Primary APN	`04-08-105-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	4,004 sqft
1st Floor Area	1,716 sqft
Basement Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,387 sqft (0.698 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4541 CORNERSTONE DR
City	WINTHROP HARBOR
State	IL
Zip	60096-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORNERSTONE POINT; LOT 9
Legal Subdivision	CORNERSTONE POINT
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2016
Census Tract	860105

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4541 CORNERSTONE DR, WINTHROP HARBOR, IL 60096-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 1994 · Amount on Record
Deed Sale	Mar 18, 1994 · Amount on Record
Prior Sale	Dec 29, 1993
Deed Document Number	19943510659
Prior Transfer Date	Mar 17, 1994
Prior Transfer Doc	0003510659
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4541 CORNERSTONE DR, WINTHROP HARBOR, IL 60096-1906
Document Number	0007389076
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 CORNERSTONE DR WINTHROP HARBOR IL 600961906, WINTHROP HARBOR, IL 60096-1906

Mortgage

Document Number	0007389076
Date	Apr 24, 2017
Instrument	7389076

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Winthrop Harbor Village
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,074 (+25.69%) Land $13,860 Building $100,214	$342,256 (+25.69%) Land $41,584 Building $300,672
2024	$9,769.00 (+13.92%)
2023	$8,575.00 (+2.67%)	$90,755 (+8.66%) Land $12,208 Building $78,547	$272,293 (+8.66%) Land $36,628 Building $235,665
2022	$8,352.00	$83,525 Land $11,959 Building $71,566	$250,600 Land $35,881 Building $214,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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