Collier County property record for 4541 7th Ave NW, Naples, FL 34119
| Property Type | Single Family Home |
|---|---|
| Details | 2,448 sqft · built 1997 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Mar 2026) |
| Tax Bill | $5,449 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2025 Line of Credit + 5 more |
| Flood Zone | Zone AH (high risk) |
| APN | 325900 40 04B03 |
| Primary APN | 325900 40 04B03 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,448 sqft Living Area |
| 1st Floor Area | 2,448 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 126,324 sqft |
| Pool Area | 300 sqft |
| Deck Area | 1,167 sqft |
| Street Address | 4541 7TH AVE NW |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34119-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 2 W 165 FT OF TR 40 LESS THE NORTHERLY 60FT |
| Legal Range | 26 |
| Legal Township | 49 |
| Legal Section | 3 |
| Legal Subdivision | GOLDEN GATE EST UNIT 2 |
| Legal Tract | 40 |
| Legal Block | 2 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10416 |
4541 7th Ave NW is owned and occupied by two individuals who bought it in March 2026.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Mar 3, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Sep 6, 2018 | Deed of Trust, Mortgage · ARM CAPITAL BANK |
| Mar 5, 2019 | Deed of Trust, Mortgage · Line of Credit CAPITAL BANK |
| Dec 22, 2017 | Loan Modification, Mortgage · Conventional Mortgage CAPITAL BK |
| Apr 20, 2017 | Warranty Deed, Transfer · ARM CAPITAL BANK CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on File |
| Deed Sale | Mar 3, 2026 · Amount on File |
| Prior Sale | Apr 20, 2017 · Amount on File |
| Deed Document Number | 20266791570 |
| Deed Book / Page | 6558 / 2560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Document Number | 0059801247 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 5980/1247 |
| Instrument | 6093957 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Document Number | 0065353031 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 6535/3031 |
| Instrument | 6763510 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34109 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 3, 2026 |
| Property Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Document Number | 0065582560 |
| Book / Page | 6558 / 2560 |
| Map Reference | MB 4 PG 75&76 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 6791570 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 158 EVENINGSTAR CAY, NAPLES, FL 34114-9611 |
| Name | Verified Name |
|---|---|
| Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Document Number | 0065582562 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 6558/2562 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055493836 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 5549/3836 |
| Instrument | 5608733 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0056041038 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 5604/1038 |
| Instrument | 5679761 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Document Number | 0055240792 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4541 7TH AVE NW NAPLES FL 341191529, NAPLES, FL 34119-1529 |
| Document Number | 0055240792 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 005524/000792 |
| Instrument | 5574723 |
| Name | CAPITAL BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 20, 2017 |
| Property Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Document Number | 0053850516 |
| Book / Page | 5385 / 0516 |
| Map Reference | MB4 PG75-76 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 5394335 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4541 7TH AVE NW, 4541, NAPLES, FL 34119-1529 |
| Name | Verified Name |
|---|---|
| Address | 4541 7TH AVE NW, NAPLES, FL 34119-1529 |
| Document Number | 0005394336 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 5394336 |
| Name | CAPITAL BANK CORPORATION |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | May 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2025 property tax bill for 4541 7th Ave NW was $5,449.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,535 (+2.7%) | $895,981 (+12.42%) Land $565,500 Building $330,481 | |
| 2025 | $5,449.00 Homeowner's exemption | $534,114 | $797,015 Land $664,100 Building $132,915 |
| 2023 | $5,037.00 (-2.35%) Homeowner's exemption | $503,943 (+3%) | $920,172 (+12.13%) Land $487,200 Building $432,972 |
| 2022 | $5,158.00 Homeowner's exemption | $489,265 | $820,626 Land $411,075 Building $409,551 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4541 7th Ave NW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 319 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 319 in force |
| Nearby Flood Claims | 32 (2013–2024) |
| Claims Outside the SFHA | 12 of 32 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4541 7th Ave NW is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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