45409 North Ave, Macomb, MI 48042 Property Records

Macomb County property record for 45409 North Ave, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,386 sqft · built 1940
Lot Size	0.905 acres (39,422 sqft)
Owner	2 Individual Names on File
Last Sale	$422,500 (Aug 2026)
Tax Bill	$2,489 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-35-477-029`

Property Details

APN / Parcel Number

Primary APN	`20-08-35-477-029`
Alternative APN	`0835477029`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	846 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Roof Type	Gable
Lot Area	39,422 sqft (0.905 acres)
Lot Dimensions	475 ft deep x 83 ft wide
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45409 NORTH AVE
City	MACOMB
State	MI
Zip	48042-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T3N.R13E SEC 35 BEG AT A PT 991.65 FT N330'W OF SE COR SEC 35; TH S8608'W 524.5 FT; TH N330'W 83.05 FT;TH N8608'E 524.5 FT; TH S3*30'E 83.05 FT TO PT OF BEG 1 A. EXC EAST 50' FOR ROW PURPOSES.
Legal Range	13E
Legal Township	03N
Legal Section	35
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2031
Census Tract	223402

Owner

45409 North Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45409 NORTH AVE, MACOMB, MI 48042-5233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on File
Deed Sale	Aug 25, 2026 · Amount on File
Prior Sale	Jan 5, 2016 · Amount on File
Deed Document Number	202680932
Deed Book / Page	30829 / 7
Prior Transfer Date	Feb 27, 2015
Prior Transfer Doc	0000027756
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 25, 2026
Property Address	45409 NORTH AVE, MACOMB, MI 48042-5233
Document Number	0000080932
Book / Page	30829 / 7
Instrument Date	Aug 24, 2026
Instrument	202680932
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366,983.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45409 NORTH AVE, MACOMB, MI 48042-5233

Mortgage

Document Number	0000081396,
Date	Aug 25, 2026
Book Page	30831/298
Instrument	202681396

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 45409 North Ave was $2,489 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,200 (+8.24%)	$236,400 (+8.24%)
2025	$2,489.00 Homeowner's exemption	$109,200	$218,400
2023		$105,800	$211,600
2022	$2,201.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45409 North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45409 North Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250