St. Mary's County property record for 45409 Locust St, Piney Point, MD 20674
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1940 |
| Lot Size | 0.153 acres (6,672 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $103,000 (Apr 2005) |
| Tax Bill | $759 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-012448 |
| Primary APN | 02-012448 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,672 sqft (0.153 acres) |
|---|---|
| View / Lot | Waterfront |
| Sewer | Connected |
|---|
| Account Number | 012448 |
|---|---|
| Street Address | 45409 LOCUST ST |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3109 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RL |
| Legal Description | LTS 27-28-29 BLOCK 20 PINEY POINT SHORES |
| Legal Subdivision | PINEY PT SHORES |
| Legal Block | 20 |
| Legal Lot Number | 27-29 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-012448
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 44535 SHALLOW FORD CT, TALL TIMBERS, MD 20690-2102 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2005 · Amount on Record |
| Deed Sale | Apr 08, 2005 · Amount on Record |
| Prior Sale | Nov 21, 1986 · Amount on Record |
| Deed Document Number | 20053316 |
| Deed Book / Page | 2493 / 531 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,000 (+1.67%) | $75,400 (+5.01%) Land $75,400 | |
| 2025 | $759.00 (+0.13%) | ||
| 2023 | $758.00 | $71,800 Land $71,800 | $71,800 Land $71,800 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), as of May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 221 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 106 locations within half a mile of this property.
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