Clay County property record for 45401 River Dr, Meckling, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 3,432 sqft · built 2007 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2023) |
| Tax Bill | $8,139 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10402-09253-210-01 |
| Primary APN | 10402-09253-210-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,432 sqft Living Area |
| Gross Area | 5,040 sqft |
| 1st Floor Area | 2,824 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Marblecrete |
| Construction Type | Metal Frame |
| Roof Material | Metal |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Type | Detached |
| Garage Area | 1,656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45401 RIVER DR |
|---|---|
| City | MECKLING |
| State | SD |
| Zip | 57069-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 RYKEN SUB IN GOVT LOT 4 21-92-53 NORWAY TWP |
| Legal Subdivision | RYKEN SUBD SEC 21-92-53 |
| Legal Lot Number | 1,4 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | NORWAY |
| Census Block Group | 3 |
| Census Block | 3197 |
| Census Tract | 965800 |
Source: Clay County records · APN 10402-09253-210-01
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45401 RIVER DR, MECKLING, SD 57069-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 04, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2023 · Amount on Record |
| Deed Sale | May 03, 2023 · Amount on Record |
| Prior Sale | May 03, 2023 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 45401 RIVER DR, MECKLING, SD 57069-4439 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0MT145/138 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | MT145/138 |
| Instrument | 145778 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | May 04, 2023 |
| Property Address | 45401 RIVER DR, MECKLING, SD 57069-4439 |
| Document Number | 000D83/257 |
| Book / Page | D83 / 257 |
| Instrument Date | May 03, 2023 |
| Instrument | 20230041 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31449 UNIVERSITY RD, VERMILLION, SD 57069-6703 |
| Investor | Possibly a Property Investor |
Source: Clay County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| County Subdivision | Norway Township |
| Unified School District | Irene-Wakonda School District 13-3 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,139.00 (-7.63%) | $619,542 (+119.63%) Land $100,473 Building $519,069 |
| 2024 | $8,811.00 (+110.49%) | |
| 2023 | $4,186.00 (+12.68%) | $282,078 Land $69,810 Building $212,268 |
| 2022 | $3,715.00 |
Source: FEMA National Flood Hazard Layer as of December 29, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · river or lake flooding |
| Wildfire Risk | Moderate above 57% of the US · above 50% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Santel Communications Cooperative Fiber | 1,000 / 1,000 |
Based on FCC filings for 3 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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