4540 Windsor Ter, Hamburg, NY 14075 Property Records

Erie County and Hamburg Town property record for 4540 Windsor Ter, Hamburg, NY 14075

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,420 sqft · built 1945
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,942 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN144889 170.09-7-4

Property Details

APN / Parcel Number

Primary APN144889 170.09-7-4
Alternative APNs
  • 48891700900007004000
  • 14075

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,420 sqft Living Area
1st Floor Area1,030 sqft
Upper Floors Area390 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions125 ft deep x 48.4 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14075
Street Address4540 WINDSOR TER
CityHAMBURG
StateNY
Zip14075-2449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description988 S PT487
Legal SubdivisionTHE HOLLAND LAND COMPANYS SURVEY
Legal Block7
Legal Lot Number4.000
JurisdictionERIE NY
Township / Civil DivisionHAMBURG
Census Block Group6
Census Block6016
Census Tract13101

Owner

Source: Erie County and Hamburg Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4540 WINDSOR TER, HAMBURG, NY 14075-2449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 8, 2001
Transfer Doc0000001861
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address4540 WINDSOR TER, HAMBURG, NY 14075-2449
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 WINDSOR TER, HAMBURG, NY 14075-2449

Mortgage

Document Number0141868390
DateJan 9, 2026
Book Page14186/8390
Instrument2026005512
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionHamburg Town
Unified School DistrictFrontier Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,942.00 (-50.15%)$64,500 (-) Land $4,300 Building $60,200$222,400 (+5.15%) Land $14,827 Building $207,573
2024$3,896.00 Homeowner's exemption Veteran's exemption$64,500 (-) Land $4,300 Building $60,200$211,500 (+4.93%) Land $14,100 Building $197,400
2023Homeowner's exemption Veteran's exemption$64,500 Land $4,300 Building $60,200$201,563 Land $13,438 Building $188,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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