Clinton County property record for 4540 Wildcat Rd, Saint Johns, MI 48879
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,808 sqft · built 1995 |
| Lot Size | 17 acres (743,569 sqft) |
| Owner | Individual Name on File |
| Last Sale | $297,000 (Oct 2019) |
| Tax Bill | $2,287 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-018-400-011-50 |
| Primary APN | 120-018-400-011-50 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,808 sqft Living Area |
| 1st Floor Area | 2,808 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 743,569 sqft (17 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Utility Building | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4540 WILDCAT RD |
|---|---|
| City | SAINT JOHNS |
| State | MI |
| Zip | 48879-9095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | COM W 1996.62 FT FROM E 1/4 COR OF SEC 18 T7N R1W, TH S 1322.75 FT, W 665.23 FT TH N 1152.77 FT, E 150.45 FT, N 400.68 FT, E |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 18 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 11001 |
4540 Wildcat Rd is owned and occupied by an individual who bought it in October 2019.
Source: Clinton County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4540 WILDCAT RD, SAINT JOHNS, MI 48879-9095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jun 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 20, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage STATE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2019 · Amount on File |
| Deed Sale | Oct 14, 2019 · Amount on File |
| Deed Document Number | 20195284714 |
| Prior Transfer Date | Jan 13, 2015 |
| Prior Transfer Doc | 5223496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 4540 WILDCAT RD, SAINT JOHNS, MI 48879-9095 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4540 WILDCAT RD, SAINT JOHNS, MI 48879-9095 |
| Document Number | 5316781 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 5316781 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 4540 WILDCAT RD, SAINT JOHNS, MI 48879-9095 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5267939 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 5267939 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 4540 WILDCAT RD, SAINT JOHNS, MI 48879-9095 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5301169 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 5301169 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 4, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Oct 14, 2019 |
| Property Address | 4540 WILDCAT RD, SAINT JOHNS, MI 48879-9095 |
| Document Number | 5284714 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 5284714 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,554.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4540 WILDCAT RD, 4540, SAINT JOHNS, MI 48879-9095 |
| Name | Verified Name |
|---|---|
| Address | 960 S HARRISON RD, HOUGHTON LAKE, MI 48629-8611 |
| Document Number | 5284715 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 5284715 |
| Name | STATE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 4540 Wildcat Rd was $2,287 with a homeowner's exemption.
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | Ovid Township |
| Unified School District | St. Johns Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,500 (+8.33%) Land $77,500 Building $171,000 | $497,000 (+8.33%) Land $155,000 Building $342,000 | |
| 2025 | $2,287.00 Homeowner's exemption | $229,400 Land $66,100 Building $163,300 | $458,800 Land $132,200 Building $326,600 |
| 2023 | $196,700 | $393,400 | |
| 2018 | $3,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4540 Wildcat Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4540 Wildcat Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures