Washtenaw County property record for 4540 Waters Rd, Ann Arbor, MI 48103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,809 sqft · built 2001 |
| Lot Size | 2.19 acres (95,396 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $12,166 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M-13-03-400-018 |
| Primary APN | M-13-03-400-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,809 sqft Living Area |
| 1st Floor Area | 2,101 sqft |
| Basement Area | 2,101 sqft |
| Unfinished Basement | 2,101 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Lot Area | 95,396 sqft (2.19 acres) |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 548 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4540 WATERS RD |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48103-9651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | ASSR REQUEST ****FROM 1303400009 03/07/97 LO 3-15A-1B-3 PCL C COM AT SE COR SEC 3, TH S 89-25-00 W 343.00 FT TO POB, TH CONT |
| Legal Range | 5E |
| Legal Township | 3S |
| Legal Section | 03 |
| Legal Block | 400 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 425000 |
4540 Waters Rd is owned by a company that acquired it in February 2025 and is owner-occupied.
Source: Washtenaw County records, as of September 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4540 WATERS RD, ANN ARBOR, MI 48103-9651 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2025 |
| Transfer Doc | 0006750263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 4540 WATERS RD, ANN ARBOR, MI 48103-9651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | PARKS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006596353 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 5429/533 |
| Instrument | 6596353 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 4540 Waters Rd was $12,166 with a homeowner's exemption.
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Washtenaw County |
| County Subdivision | Lodi Township |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,500 | $1,029,000 | |
| 2025 | $12,166.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4540 Waters Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4540 Waters Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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