4540 W Arm Rd, Spring Park, MN 55384 Property Records

Hennepin County property record for 4540 W Arm Rd, Spring Park, MN 55384

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,900 sqft · built 1920
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jun 2021)
Tax Bill	$12,268 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-117-23-34-0038`

Property Details

APN / Parcel Number

Primary APN	`18-117-23-34-0038`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	3,370 sqft
1st Floor Area	1,028 sqft
2nd Floor Area	608 sqft
Basement Area	806 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	255 ft deep x 65 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	664 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	115 sqft
Patio Area	421 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	4540 W ARM RD
City	SPRING PARK
State	MN
Zip	55384-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLOCK 012 A TOWNSITE OF LANGDON PARK ELY 65 FT OF LOT 10 AS MEAS AT RT ANGLES TO ELY LINE THOF EXCEPT RR R/W S 65X255XL70X285
Legal Range	23
Legal Township	117
Legal Section	18
Legal Quarter	34
Legal Subdivision	TOWNSITE OF LANGDON PARK
Legal Block	12
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	SPRING PARK
Census Block Group	3
Census Block	3001
Census Tract	27203

Owner

4540 W Arm Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4540 W ARM RD, SPRING PARK, MN 55384-9705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Jun 29, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Deed Document Number	202110982647
Prior Transfer Date	Nov 15, 2011
Prior Transfer Doc	0009721008
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4540 W ARM RD, SPRING PARK, MN 55384-9705
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 WOLF POINTE TRL, LONG LAKE, MN 55356-4301

Mortgage

Document Number	0A11417980
Date	Nov 14, 2025
Instrument	A11417980

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 14, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 29, 2021
Property Address	4540 W ARM RD, SPRING PARK, MN 55384-9705
Document Number	0A10982647
Instrument Date	Jun 22, 2021
Instrument	A10982647
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4540 W ARM RD, SPRING PARK, MN 55384-9705

Mortgage

Document Number	0A10982650
Date	Jun 29, 2021
Instrument	A10982650

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4540 W Arm Rd was $12,268.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Spring Park City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,268.00	$1,018,500 Land $645,600 Building $372,900	$1,018,500 Land $645,600 Building $372,900
2023	$11,418.00 Homeowner's exemption
2022		$1,071,000 Land $771,000 Building $300,000	$1,071,000 Land $771,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 W Arm Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 W Arm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Park serves 1,743 people · EPA ID MN1270053
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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