4540 Vincent Way, Riverside, CA 92501 Property Records

Riverside County property record for 4540 Vincent Way, Riverside, CA 92501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,056 sqft · built 2007
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on Record
Last Sale	$220,000 (Mar 2009)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`207-220-022`

Property Details

APN / Parcel Number

Primary APN	`207-220-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	2,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	389 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4540 VINCENT WAY
City	RIVERSIDE
State	CA
Zip	92501-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.08 ACRES M/L IN LOT 73 MB 392/085 TR 30922
Legal Subdivision	TRACT NO 30922
Legal Tract	30922
Legal Lot Number	73
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1026
Census Tract	30104

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4540 VINCENT WAY, RIVERSIDE, CA 92501-4306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2009 · Amount on Record
Deed Sale	Mar 11, 2009 · Amount on Record
Prior Sale	Aug 13, 2008 · Amount on Record
Deed Document Number	2009116537
Last Transfer Date	Feb 19, 2025
Transfer Doc	0000060930
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4540 VINCENT WAY, RIVERSIDE, CA 92501-4306
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 VINCENT WAY, RIVERSIDE, CA 92501-4306

Mortgage

Document Number	0000285864
Date	Sep 27, 2023
Instrument	2023-0285864

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4540 VINCENT WAY, RIVERSIDE, CA 92501-4306
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 VINCENT WAY, RIVERSIDE, CA 92501-4306

Mortgage

Document Number	0000592585
Date	Oct 6, 2021
Instrument	2021-0592585

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4540 VINCENT WAY, RIVERSIDE, CA 92501-4306
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 VINCENT WAY, RIVERSIDE, CA 92501-4306

Mortgage

Document Number	0000090637
Date	Mar 26, 2026
Instrument	2026-0090637

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4540 VINCENT WAY, RIVERSIDE, CA 92501-4306
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251142
Date	Jun 12, 2020
Instrument	2020-0251142

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,698 (+2%) Land $65,663 Building $228,035
2025	$4,314.00 (+2.49%)	$287,940 (+4.04%) Land $64,376 Building $223,564
2024	$4,209.00 (+0.36%)
2023	$4,194.00 (+1.4%) Homeowner's exemption	$276,761 Land $61,877 Building $214,884
2022	$4,136.00
2021			$389,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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