4540 Universal Dr, Rapid City, SD 57702 Property Records

Pennington County property record for 4540 Universal Dr, Rapid City, SD 57702

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 924 sqft · built 1951
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Tax Bill$1,343 (2025)
Flood ZoneZone X (moderate risk)
APN20-17-477-010

Property Details

APN / Parcel Number

Primary APN20-17-477-010
Alternative APN
  • 14716

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area924 sqft Living Area
Basement Area780 sqft
Finished Basement780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Lot Area21,780 sqft (0.5 acres)
PorchCovered Porch

Location & Zoning

Account Number14716
Street Address4540 UNIVERSAL DR
CityRAPID CITY
StateSD
Zip57702-9382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS17, T2N, R07E, BLACK HILLS MERIDIAN, W94.5' OF LOT C OF TRACT 2 OF SE1/4SE1/4
Legal Range07E
Legal Township02N
Legal Section17
Legal SubdivisionBLACK HILLS MERIDIAN
Legal Tract2
Legal Lot NumberC
JurisdictionPENNINGTON SD
Township / Civil DivisionCENTRAL PENNINGTON
Census Block Group3
Census Block3015
Census Tract11400

Owner

Source: Pennington County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4540 UNIVERSAL DR, RAPID CITY, SD 57702-9382
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Pennington County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyPennington County
Unified School DistrictRapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$135,100 (-) Land $31,200 Building $103,900
2025$1,343.00 (-3.59%)$135,100 (+1.12%) Land $31,200 Building $103,900
2023$1,393.00 (+1.98%)$133,600 Land $31,200 Building $102,400
2022$1,366.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 56% of South Dakota
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONDEROSA MOBILE HOME RANCH
private · serves 150 people · EPA ID SD4600260
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Nov 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20

May also be available: Bluepeak, T-Mobile.

Nearby Properties on Universal Dr

Nearby Streets

Search Property Records by Address or Parcel Number