4540 Smith Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 4540 Smith Rd, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1996
Square Footage2,178 sqft Adjusted Area
Lot Size486,130 sqft (11.1 acres)
OccupancyOwner Occupied
Last Sale$564,241 (2023)
Tax Bill$1,391.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-06-9-30-00-0-00010-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area2,178 sqft Adjusted Area
1st Floor1,322 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area486,130 sqft (11.1 acres)
Patio Area135 sqft Patio
Utility Building288 sqft Utility Building

Location & Zoning

Street Address4540 SMITH RD
CityHERNANDO
StateMS
Zip38632-9136
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description30-3-6 PT NE1/4 SE1/4
Legal Range006
Legal Township03S
Legal Section30
Legal Lot Number10
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1027
Census Tract70900

Owner

Source: DeSoto County records · APN 3-06-9-30-00-0-00010-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4540 SMITH RD, HERNANDO, MS 38632-9136
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Oct 02, 2023Warranty Deed, Transfer
UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2023 · Amount on Record
Deed SaleOct 02, 2023 · Amount on Record
Deed Book / Page1023 / 18240
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4540 SMITH RD, HERNANDO, MS 38632-9136
Transaction TypeMortgage
Record UpdatedJan 23, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 SMITH RD, HERNANDO, MS 38632-9136

Mortgage

Document Number05663/2295
DateJan 08, 2026
Book Page5663/2295
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateOct 02, 2023
Property Address4540 SMITH RD, HERNANDO, MS 38632-9136
Document Number1023/18240
Book / Page1023 / 18240
Instrument DateSep 29, 2023
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyUNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6760 OLD STATE RD, MENLO, GA 30731-5143

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4540 SMITH RD, HERNANDO, MS 38632-9136

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,391.00 (+12.27%)$20,504 (+33.18%) Land $3,818 Building $16,686$204,317 (+33.33%) Land $37,455 Building $166,862
2023$1,239.00 (-0.16%)$15,396 (-0.1%)$153,236 (-0.06%) Land $37,465 Building $115,771
2022$1,241.00$15,411 Land $3,834 Building $11,577$153,328 Land $37,557 Building $115,771

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