4540 Silver Lake Dr, Evans, GA 30809 Property Records

Columbia County property record for 4540 Silver Lake Dr, Evans, GA 30809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,066 sqft · built 1995
Lot Size2.22 acres (96,703 sqft)
Owner2 Individual Names on File
Last Sale$362,000 (Jun 2017)
Tax Bill$5,561 (2026)
Deeds & MortgagesOct 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN071B047

Property Details

APN / Parcel Number

Primary APN071B047

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area3,066 sqft Finished Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area96,703 sqft (2.22 acres)

Location & Zoning

Street Address4540 SILVER LAKE DR
CityEVANS
StateGA
Zip30809-5433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK A LOT 1 2.22 ACS; SILVERLAKE
Legal SubdivisionSILVERLAKE
Legal BlockA
Legal Lot Number1
JurisdictionCOLUMBIA GA
Township / Civil DivisionEVANS
Census Block Group2
Census Block2004
Census Tract30311

Owner

4540 Silver Lake Dr is owned by two individuals who bought it in June 2017.

Source: Columbia County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address94-1050 MAWAHO ST, WAIPAHU, HI 96797-5809
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jul 12, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2017 · Amount on File
Deed SaleJun 28, 2017 · Amount on File
Deed Document Number20174216
Deed Book / Page11000 / 23
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA GA
Property Address4540 SILVER LAKE DR, EVANS, GA 30809-5433
Document Number2979/0164
Instrument DateOct 17, 2020
Transaction TypeMortgage
Record UpdatedDec 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 SILVER LAKE DR EVANS GA 308095433, EVANS, GA 30809-5433

Mortgage

Document Number2979/0164
DateNov 4, 2020
Book Page012979/000164
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 3, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA GA
Recording DateJul 12, 2017
Property Address4540 SILVER LAKE DR, EVANS, GA 30809-5433
Document Number1000/0023
Book / Page011000 / 000023
Instrument DateJun 28, 2017
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$362.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4540 SILVER LAKE DR EVANS GA 308095433, EVANS, GA 30809-5433

Mortgage

Document Number1000/0029
DateJul 12, 2017
Book Page011000/000029
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4540 Silver Lake Dr was $5,561, up 6.1% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyColumbia County
Unified School DistrictColumbia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,561.00 (+6.09%)$249,670 (+13.51%) Land $49,971 Building $199,699$624,175 (+13.51%) Land $124,927 Building $499,248
2025$5,242.00$219,961 Land $45,112 Building $174,849$549,901 Land $112,779 Building $437,122
2023$4,741.00 (+12.56%)$186,376 (+14.89%) Land $34,854 Building $151,522$465,940 (+14.89%) Land $87,134 Building $378,806
2022$4,212.00$162,219 Land $34,854 Building $127,365$405,546 Land $87,134 Building $318,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4540 Silver Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Silver Lake Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 63% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBIA COUNTY
serves 124,763 people · EPA ID GA0730000
Water SourceSurface water
Last State InspectionMay 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Silver Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number