4540 Shepherd Rd, Mulberry, FL 33860 Property Records

Polk County property record for 4540 Shepherd Rd, Mulberry, FL 33860 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1961
Square Footage	996 sqft Living Area
Lot Size	40,716 sqft (0.935 acres)
Occupancy	Owner Occupied
Last Sale	$25,000 (1999)
Tax Bill	$381.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-29-29-000000-033040`
Alternative APNs	`292923000000033040` `92923000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	996 sqft Living Area
Gross Area	1,164 sqft Gross Area
1st Floor	996 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	40,716 sqft (0.935 acres)
Depth X Width	405 ft x 100 ft Depth x Width
Garage Type	Detached Garage
Garage Area	768 sqft Garage
Porch Area	220 sqft Porch
Utility Building	66 sqft Utility Building

Location & Zoning

Street Address	4540 SHEPHERD RD
City	MULBERRY
State	FL
Zip	33860-9525
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF NW1/4 OF NW1/4 RUN S 435 FT E 100 FT N 435 FT W 100 FT TO BEG LESS SHEPHERD RD R/W ON N-SIDE
Legal Range	23E
Legal Township	29S
Legal Section	29
Legal Subdivision	MEADOWOOD ACRES
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Minor Civil Division	BARTOW
Census Blockgroup	1
Census Block	1000
Census Tract	14904

Owner

Source: Polk County records · APN 23-29-29-000000-033040

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4540 SHEPHERD RD, MULBERRY, FL 33860-9525
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 1999 · Amount on Record
Deed Sale	Aug 24, 1999 · Amount on Record
Deed Book / Page	4304 / 1789
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jul 01, 2026
Property Address	4540 SHEPHERD RD, MULBERRY, FL 33860-9525
Document Number	0000157075
Book / Page	14059 / 813
Instrument Date	Jun 25, 2026
Instrument	2026157075
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 SHEPHERD RD, MULBERRY, FL 33860-9525

Mortgage

Document Number	0000157075,
Date	Jul 01, 2026
Book Page	14059/813
Instrument	2026157075

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$381.00 (-55.59%) Homeowner's exemption	$60,993 (+5.99%)	$223,597 (-0.55%) Land $63,240 Building $160,357
2023	$858.00 (+4.38%) Homeowner's exemption	$57,548 (+3%)	$224,828 (+10.36%) Land $61,380 Building $163,448
2022	$822.00 Homeowner's exemption	$55,872	$203,730 Land $58,590 Building $145,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 699 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.