4540 Sharp Point Rd, Fountain, NC 27829 Property Records

Pitt County property record for 4540 Sharp Point Rd, Fountain, NC 27829

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,350 sqft · built 2023
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2026)
Tax Bill	$1,898 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089115`

Property Details

APN / Parcel Number

Primary APN	`089115`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Heated Area
Gross Area	1,810 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,124 sqft (0.99 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4540 SHARP POINT RD
City	FOUNTAIN
State	NC
Zip	27829-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	OTTER CREEK
Legal Subdivision	OTTER CREEK
Legal Lot Number	1
Jurisdiction	PITT NC
Township / Civil Division	FALKLAND
Census Block Group	3
Census Block	3020
Census Tract	1900

Owner

Source: Pitt County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4540 SHARP POINT RD, FOUNTAIN, NC 27829-9355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE
Sep 12, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Dec 2, 2022	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Sep 12, 2023
Deed Book / Page	4762 / 761
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Apr 10, 2026
Property Address	4540 SHARP POINT RD, FOUNTAIN, NC 27829-9355
Document Number	4762000761
Book / Page	4762 / 761
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 SHARP POINT RD, FOUNTAIN, NC 27829-9355

Mortgage

Document Number	4762000764,
Date	Apr 10, 2026
Book Page	4762/764

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Sep 12, 2023
Property Address	4540 SHARP POINT RD, FOUNTAIN, NC 27829-9355
Document Number	0000004449
Book / Page	4449 / 425
Map Reference	MB 79 PG 194
Instrument Date	Sep 12, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 N GREENE ST, GREENVILLE, NC 27834-8761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 STANTONSBURG RD APT 1C, 1C, GREENVILLE, NC 27834-7272

Mortgage

Document Number	0004449427
Date	Sep 12, 2023
Instrument	4449/427

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Dec 2, 2022
Property Address	4540 SHARP POINT RD, FOUNTAIN, NC 27829-9355
Document Number	0000004360
Book / Page	4360 / 67
Map Reference	MB 79 PG 94
Instrument Date	Nov 29, 2022
Transaction Type	Construction Loan
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1863, GREENVILLE, NC 27835-1863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 N GREENE ST, GREENVILLE, NC 27834-8761
Investor	Possibly a Property Investor

Mortgage

Document Number	0000436069
Date	Dec 2, 2022
Instrument	4360/69

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,898.00	$248,603 (-) Land $35,000 Building $213,603	$248,603 (-) Land $35,000 Building $213,603
2025	$1,898.00 (+1,064.42%)	$248,603 (+1,155.57%) Land $35,000 Building $213,603	$248,603 (+1,155.57%) Land $35,000 Building $213,603
2023	$163.00	$19,800 Land $19,800	$19,800 Land $19,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2003–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL ARTHUR WATER CORP private · serves 11,765 people · EPA ID NC0474045
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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