4540 Semora Rd, Roxboro, NC 27574 Property Records

Person County property record for 4540 Semora Rd, Roxboro, NC 27574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,108 sqft · built 1955
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$549,000 (Apr 2022)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A26 209`

Property Details

APN / Parcel Number

Primary APN	`A26 209`
Alternative APN	`71709 301`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,108 sqft Heated Area
Gross Area	5,872 sqft
Attic	Attic
Attic Area	546 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)
Garage Area	1,092 sqft
Porch	Patio
Porch Area	518 sqft
Deck Area	608 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	71709 301
Street Address	4540 SEMORA RD
City	ROXBORO
State	NC
Zip	27574-6625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.03 ACRES/HSE
Legal Subdivision	MARIA B HALL
Jurisdiction	PERSON NC
Township / Civil Division	OLIVE HILL
Census Block Group	4
Census Block	4008
Census Tract	920200

Owner

4540 Semora Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Person County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4540 SEMORA RD, ROXBORO, NC 27574-6625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit ROXBORO SAVINGS BANK SSB
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROXBORO SAVINGS BANK SSB
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit ROXBORO SVGS BK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Deed Document Number	2022400187
Deed Book / Page	1117 / 517
Prior Transfer Date	Aug 2, 2013
Prior Transfer Doc	0008470469
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Apr 4, 2022
Property Address	4540 SEMORA RD, ROXBORO, NC 27574-6625
Document Number	0011170517
Book / Page	1117 / 517
Map Reference	CAB 16 HNGR 240
Instrument Date	Apr 1, 2022
Instrument	400187
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 SEMORA RD, ROXBORO, NC 27574-6625

Mortgage

Document Number	0000400188
Date	Apr 4, 2022
Instrument	400188

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	4540 SEMORA RD, ROXBORO, NC 27574-6625
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 SEMORA RD, ROXBORO, NC 27574-6625

Mortgage

Document Number	0010940164
Date	Sep 20, 2021
Book Page	1094/164
Instrument	396261

Lender

Name	ROXBORO SAVINGS BANK SSB
Type	Bank
Address	ROXBORO, NC 27573

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	4540 SEMORA RD, ROXBORO, NC 27574-6625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009800429
Date	May 23, 2018
Book Page	980/429
Instrument	376033

Lender

Name	ROXBORO SAVINGS BANK SSB
Type	Bank
Address	ROXBORO, NC 27573

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	4540 SEMORA RD, ROXBORO, NC 27574-6625
Document Number	0000390656
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 SEMORA RD ROXBORO NC 275746625, ROXBORO, NC 27574-6625

Mortgage

Document Number	0000390656
Date	Dec 10, 2020
Book Page	001060/000741
Instrument	390656

Lender

Name	ROXBORO SVGS BK SSB
Type	Federal Savings Bank
Address	ROXBORO, NC 27573-0489

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Semora Rd was $3,832.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,021 (-)	$563,021 (-) Land $24,111 Building $538,910
2025	$3,832.00	$563,021	$563,021 Land $24,111 Building $538,910
2023	$3,308.00 (+0.27%)	$424,795	$424,795 Land $19,611 Building $405,184
2022	$3,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Semora Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Semora Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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