4540 S Mallard Trl, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4540 S Mallard Trl, Eagan, MN 55122

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,759 sqft · built 1991
Lot Size0.223 acres (9,709 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Jun 2021)
Tax Bill$496 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Mar 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-76100-03-130

Property Details

APN / Parcel Number

Primary APN10-76100-03-130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,759 sqft Living Area
Gross Area2,199 sqft
1st Floor Area1,195 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleTownhouse
Construction TypeWood
Lot Area9,709 sqft (0.223 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4540 S MALLARD TRL
CitySAINT PAUL
StateMN
Zip55122-2560
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTHOMAS LAKE WOODS 13 3 SUBJ TO CIC #668 THOMAS LAKE COUNTRYHOMES OF EAGAN INT ATTRIBUTABLE TO OUTLOT A
Legal SubdivisionTHOMAS LAKE WOODS
Legal Block3
Legal Lot Number130
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2004
Census Tract60733

Owner

4540 S Mallard Trl, a townhouse, is owned and occupied by two individuals who bought it in June 2021.

Source: Dakota County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4540 S MALLARD TRL, SAINT PAUL, MN 55122-2560
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Deed of Trust, Mortgage · Line of Credit
ROYAL CU
Mar 3, 2023Intrafamily Transfer, Transfer
Dec 7, 2021Affidavit of Death of Joint Tenant, Transfer
Jun 1, 2021Warranty Deed, Transfer · Conventional Mortgage
ROYAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on File
Deed SaleJun 1, 2021 · Amount on File
Prior SaleAug 28, 2001 · Amount on File
Deed Document Number20213465944
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4540 S MALLARD TRL, EAGAN, MN 55122-2560
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003562495
DateOct 13, 2022
Instrument3562495
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 12, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAKOTA MN
Recording DateMar 3, 2023
Property Address4540 S MALLARD TRL, EAGAN, MN 55122-2560
Document Number0003578979
Instrument DateJan 14, 2022
Instrument3578979
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1525 CLEMSON DR # B, B, EAGAN, MN 55122-2897

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionDAKOTA MN
Recording DateDec 7, 2021
Property Address4540 S MALLARD TRL, EAGAN, MN 55122-2560
Document Number0003511150
Instrument DateDec 7, 2021
Instrument3511150
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6507 MAGNOLIA LN N, MAPLE GROVE, MN 55369

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateJun 1, 2021
Property Address4540 S MALLARD TRL, EAGAN, MN 55122-2560
Document Number0003465944
Instrument DateMay 24, 2021
Instrument3465944
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanyLAND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,171.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4540 S MALLARD TRL, EAGAN, MN 55122-2560

Mortgage

Document Number0003465945
DateJun 1, 2021
Instrument3465945
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4540 S Mallard Trl was $496 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$496.00$342,600 Land $71,200 Building $271,400$342,600 Land $71,200 Building $271,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 S Mallard Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 S Mallard Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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