4540 Providence Rd, Gurnee, IL 60031 Property Records

Lake County property record for 4540 Providence Rd, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,746 sqft · built 1997
Lot Size0.194 acres (8,455 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Sep 2005)
Tax Bill$11,562 (2024)
Flood ZoneZone X (minimal risk)
APN07-26-104-058

Property Details

APN / Parcel Number

Primary APN07-26-104-058

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,746 sqft Living Area
Gross Area4,508 sqft
1st Floor Area1,216 sqft
2nd Floor Area1,530 sqft
Upper Floors Area1,556 sqft
Basement Area1,216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,455 sqft (0.194 acres)
Lot Dimensions130 ft deep x 65 ft wide
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
Patio Area662 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address4540 PROVIDENCE RD
CityGURNEE
StateIL
Zip60031-3224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE VILLAGE PHASE II; OUTLOT C
Legal SubdivisionPROVIDENCE VILLAGE PHASE II
Legal Phase2
Legal Lot NumberC
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1012
Census Tract861509

Owner

4540 Providence Rd is owned and occupied by two individuals who acquired it in September 2015.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4540 PROVIDENCE RD, GURNEE, IL 60031-3224
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2005 · Amount on File
Deed SaleSep 20, 2005 · Amount on File
Prior SaleApr 5, 2000 · Amount on File
Deed Document Number20055860877
Last Transfer DateSep 3, 2015
Transfer Doc0007232452
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$148,085 Land $20,393 Building $127,692$444,299 Land $61,185 Building $383,114
2024$11,562.00 (+3.1%)
2023$11,214.00 (+5.85%)$124,633 (+0.35%) Land $17,164 Building $107,469$373,936 (+0.35%) Land $51,497 Building $322,439
2022$10,594.00$124,196 Land $15,007 Building $109,189$372,626 Land $45,026 Building $327,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4540 Providence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Providence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: E-vergent.

Nearby Properties on Providence Rd

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