4540 Polk St, Gary, IN 46408 Property Records

Lake County property record for 4540 Polk St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details1 ba · 240 sqft · built 1980
Lot Size0.146 acres (6,403 sqft)
OwnerIndividual Name on File
Tax Bill$105 (2024)
Flood ZoneZone X (minimal risk)
APN001-25-45-0055-0015

Property Details

APN / Parcel Number

Primary APN001-25-45-0055-0015
Alternative APNs
  • 45-08-33-127-014.000-004
  • 254500550015

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area240 sqft Living Area

Exterior

Year BuiltBuilt 1980
Construction TypeWood
Roof MaterialAsphalt
Lot Area6,403 sqft (0.146 acres)
Lot Dimensions128 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-45-0055-0015
Old Parcel Number254500550015
Street Address4540 POLK ST
CityGARY
StateIN
Zip46408-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHINEY'S 1ST ADD. L.15 & L.16 B.3
Legal SubdivisionHINEYS ADD 01
Legal Block3
Legal Lot Number15
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2005
Census Tract12500

Owner

4540 Polk St is owned by an individual who acquired it in March 1995.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address667 W 39TH AVE, GARY, IN 46408-2601
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 1995
Deed SaleMar 10, 1995
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,200 Land $11,700 Building $1,500$13,200 Land $11,700 Building $1,500
2024$105.00
2023$12,700 (+41.11%) Land $11,400 Building $1,300$12,700 (+41.11%) Land $11,400 Building $1,300
2022$9,000 Land $7,600 Building $1,400$9,000 Land $7,600 Building $1,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Polk St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2014–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Polk St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Polk St

Nearby Streets

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