4540 Point Rock Dr, Buford, GA 30519 Property Records

Gwinnett County property record for 4540 Point Rock Dr, Buford, GA 30519

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,212 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Oct 2017)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-004-981`

Property Details

APN / Parcel Number

Primary APN	`1-004-981`
Alternative APN	`R1004 981`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,212 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	4540 POINT ROCK DR
City	BUFORD
State	GA
Zip	30519-3875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10 RESERVE AT BOGAN LAKES PH 2A
Legal Subdivision	RESERVE/BOGAN LAKES SUB PH 2B
Legal Phase	2A
Legal Lot Number	10
Jurisdiction	GWINNETT GA
Township / Civil Division	BUFORD-SUGAR HILL
Census Block Group	2
Census Block	2003
Census Tract	50105

Owner

4540 Point Rock Dr is owned and occupied by an individual who acquired it in February 2020.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	4540 POINT ROCK DR, BUFORD, GA 30519-3875
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage EMM LOANS
Feb 4, 2020	Grant Deed, Transfer ATLANTA POSTAL CU
Oct 4, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on File
Deed Sale	Oct 4, 2017 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	0554410895
Deed Book / Page	055441 / 000895
Last Transfer Date	Feb 4, 2020
Transfer Doc	0572240793
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4540 POINT ROCK DR, BUFORD, GA 30519-3875
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 POINT ROCK DR, BUFORD, GA 30519-3875

Mortgage

Document Number	0620120444
Date	Aug 13, 2025
Book Page	0000062012/0000000444

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2045

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4540 POINT ROCK DR, BUFORD, GA 30519-3875
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 POINT ROCK DR, BUFORD, GA 30519-3875

Mortgage

Document Number	0592620000000399
Date	Oct 6, 2021
Book Page	0000059262/0000000399

Lender

Name	EMM LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 4, 2020
Property Address	4540 POINT ROCK DR, BUFORD, GA 30519-3875
Document Number	0572240793
Book / Page	057224 / 000793
Instrument Date	Jan 28, 2020
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4540 POINT ROCK DR BUFORD GA 305193875, BUFORD, GA 30519-3875

Mortgage

Document Number	572240795
Date	Feb 4, 2020
Book Page	057224/000795

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30354

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Oct 4, 2017
Property Address	4540 POINT ROCK DR, BUFORD, GA 30519-3875
Document Number	0554410895
Book / Page	055441 / 000895
Instrument Date	Sep 29, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4540 POINT ROCK DR BUFORD GA 305193875, BUFORD, GA 30519-3875

Mortgage

Document Number	554410896
Date	Oct 4, 2017
Book Page	055441/000896

Lender

Name	INSPIRE HM LNS INC
Address	IRVINE, CA 92616

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Point Rock Dr was $2,115 with a homeowner's exemption.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Buford City
County	Gwinnett County
Unified School District	Buford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00	$303,400 Land $44,000 Building $259,400	$758,500 Land $110,000 Building $648,500
2023	$1,955.00	$310,480 Land $55,200 Building $255,280
2022			$776,200 Land $138,000 Building $638,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Point Rock Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Point Rock Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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