4540 Planters Trace Ln, Collierville, TN 38017 Property Records

Shelby County property record for 4540 Planters Trace Ln, Collierville, TN 38017

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,348 sqft · built 2000
Lot Size4.71 acres (205,298 sqft)
Owner2 Individual Names on Record
Last Sale$743,000 (Jul 2026)
Tax Bill$2,673 (2025)
Deeds & MortgagesJul 2026 Sale
Apr 2026 Line of Credit
+ 3 more
Flood ZoneZone AE (high risk)
APNC0-257-0-0319

Property Details

APN / Parcel Number

Primary APNC0-257-0-0319
Alternative APN
  • D0257 00319

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,348 sqft Living Area
Gross Area4,061 sqft
1st Floor Area2,009 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area205,298 sqft
Garage TypeAttached
Garage Area713 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area12 sqft
Patio Area309 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4540 PLANTERS TRACE LN
CityCOLLIERVILLE
StateTN
Zip38017-9351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCA
Legal DescriptionES PLANTERS TRACE COR CLOVERTRACE LANE (NE)
Legal SubdivisionCOTTON PLANT FARMS
Legal Lot Number14
JurisdictionSHELBY TN
Township / Civil Division12
Census Block Group1
Census Block1002
Census Tract21546

Owner

Source: Shelby County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4540 PLANTERS TRACE LN, COLLIERVILLE, TN 38017-9351
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 22, 2026Deed of Trust, Mortgage · Line of Credit
FEDEX EMPS CREDIT ASSOCIATION FEDERAL CREDIT UNION
Sep 7, 2021Deed of Trust, Mortgage · VA Mortgage
BRIGHTON BANK
Sep 20, 2019Deed of Trust, Mortgage · VA Mortgage
CBC NAT'L BK MTG
Mar 9, 2018Warranty Deed, Transfer · VA Mortgage
BRIGHTON BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2026 · Amount on Record
Deed SaleJul 24, 2026 · Amount on Record
Prior SaleMar 9, 2018 · Amount on Record
Deed Document Number202662595
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJul 24, 2026
Property Address4540 PLANTERS TRACE LN, COLLIERVILLE, TN 38017-9351
Document Number0000062595
Instrument DateJul 13, 2026
Instrument202662595
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$277,659.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 PLANTERS TRACE LN, COLLIERVILLE, TN 38017-9351
InvestorPossibly a Property Investor

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Recording DateApr 22, 2026
Property Address4540 PLANTERS TRACE LN, COLLIERVILLE, TN 38017-9351
Document Number0000030731
Instrument DateMar 18, 2026
Instrument202630731
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 PLANTERS TRACE LN, COLLIERVILLE, TN 38017-9351

Mortgage

Document Number0000030731,
DateApr 22, 2026
Instrument202630731
Lender
NameFEDEX EMPS CREDIT ASSOCIATION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 22, 2031
Interest
Rate TypeAdjustable Rate
Rate6.01%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4540 PLANTERS TRACE LN, COLLIERVILLE, TN 38017-9351
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyLOYAL TITLE, LOCAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021111190
DateSep 7, 2021
Instrument21111190
Lender
NameBRIGHTON BANK
TypeBank
AddressBRIGHTON, TN 38011
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4540 PLANTERS TRACE LN, COLLIERVILLE, TN 38017-9351
Document Number0000101459
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 14, 2019
Title CompanyCLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4540 PLANTERS TRACE LN COLLIERVILLE TN 380179351, COLLIERVILLE, TN 38017-9351

Mortgage

Document Number0000101459
DateSep 30, 2019
Instrument101459
Lender
NameCBC NAT'L BK MTG
AddressALPHARETTA, GA 30022
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMar 9, 2018
Property Address4540 PLANTERS TRACE LN, COLLIERVILLE, TN 38017-9351
Document Number0000023009
Instrument DateFeb 28, 2018
Instrument23009
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,639.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4540 PLANTERS TRACE LN COLLIERVILLE TN 380179351, COLLIERVILLE, TN 38017-9351

Mortgage

Document Number23011
DateMar 9, 2018
Instrument23011
Lender
NameBRIGHTON BK
TypeBank
AddressBRIGHTON, TN 38011
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 8, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityCollierville Town
Unified School DistrictCollierville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,673.00 (-26.57%)$165,025 (+53.69%) Land $55,175 Building $109,850$660,100 (+53.69%) Land $220,700 Building $439,400
2024$3,640.00 (-33.65%)
2023$107,375 Land $30,875 Building $76,500
2022$5,486.00
2021$429,500 Land $123,500 Building $306,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2019)
Most Recent ClaimJun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIERVILLE WATER DEPT
serves 51,972 people · EPA ID TN0000126
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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