4540 Pine Ridge Rd, Naples, FL 34119 Property Records

Collier County property record for 4540 Pine Ridge Rd, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,816 sqft · built 1991
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Oct 2022)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Oct 2022 Sale Mar 2019 Loan Modification
Flood Zone	Zone AH (high risk)
APN	`334300 72 04B15`

Property Details

APN / Parcel Number

Primary APN	`334300 72 04B15`
Alternative APN	`37926680001`

Interior

Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Masonry / Concrete Block
Lot Area	49,223 sqft
Deck Area	789 sqft

Location & Zoning

Street Address	4540 PINE RIDGE RD
City	NAPLES
State	FL
Zip	34119-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 26 W 75FT OF TR 72
Legal Range	26
Legal Township	49
Legal Section	15
Legal Subdivision	GOLDEN GATE EST UNIT 26
Legal Tract	72
Legal Block	1
Legal Unit	26
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10408

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4540 PINE RIDGE RD, NAPLES, FL 34119-4003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer ESS TITLE AGENCY, ACCESS TITLE AGENCY
Mar 29, 2019	Loan Modification, Mortgage · Conventional Mortgage PRETIUM MTG ACQUISITION TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Oct 30, 2000 · Amount on Record
Deed Document Number	20226313437
Deed Book / Page	6177 / 2683
Prior Transfer Date	Oct 15, 2013
Prior Transfer Doc	0049751429
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 3, 2022
Property Address	4540 PINE RIDGE RD, NAPLES, FL 34119-4003
Document Number	0061772683
Book / Page	6177 / 2683
Map Reference	MB 7 PG 15716
Instrument Date	Sep 30, 2022
Instrument	6313437
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,885.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8175 TRAFALGER DR, 8175, COLORADO SPRINGS, CO 80920-6156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 PINE RIDGE RD, NAPLES, FL 34119-4003

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	4540 PINE RIDGE RD, NAPLES, FL 34119-4003
Document Number	0056232882
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 PINE RIDGE RD NAPLES FL 341194003, NAPLES, FL 34119-4003

Mortgage

Document Number	0056232882
Date	Apr 29, 2019
Book Page	005623/002882
Instrument	5704992

Lender

Name	PRETIUM MTG ACQUISITION TR
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,508 (+1%)	$361,271 (+22.09%) Land $195,100 Building $166,171
2025	$3,425.00 (-20.27%)	$295,916 (-23.25%) Land $229,100 Building $66,816	$295,916 (-23.25%) Land $229,100 Building $66,816
2023	$4,296.00 (+187.36%)	$385,555 (+151.23%) Land $168,100 Building $217,455	$385,555 (+10.95%) Land $168,100 Building $217,455
2022	$1,495.00 Homeowner's exemption	$153,468	$347,509 Land $141,855 Building $205,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	12 (2017–2022)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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