4540 Pierce St, Gary, IN 46408 Property Records

Lake County property record for 4540 Pierce St, Gary, IN 46408 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,047 sqft · built 1925
Lot Size	0.347 acres (15,120 sqft)
Owner	Individual Name on File
Tax Bill	$105 (2024)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-42-0056-0029`

Property Details

APN / Parcel Number

Primary APN	`001-25-42-0056-0029`
Alternative APNs	`45-08-33-104-017.000-004` `254200560029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
Basement Area	1,047 sqft

Exterior

Year Built	Built 1925
Construction Type	Wood
Roof Material	Asphalt
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	126 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-42-0056-0029
Old Parcel Number	254200560029
Street Address	4540 PIERCE ST
City	GARY
State	IN
Zip	46408-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT R CENEK'S 1ST ADDITION BLOCK 1 LOTS 28,29 & 30
Legal Subdivision	ROBERT R CENEKS ADD 01
Legal Block	1
Legal Lot Number	28-30 29
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2006
Census Tract	12500

Owner

Source: Lake County records · APN 001-25-42-0056-0029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4540 PIERCE ST, GARY, IN 46408-3809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Intrafamily Transfer, Transfer
Oct 18, 2023	Intrafamily Transfer, Transfer
Oct 18, 2023	Affidavit, Transfer
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit CENTIER BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2023
Deed Sale	Oct 18, 2023
Prior Sale	Oct 18, 2023
Deed Document Number	2023-028845
Record Updated	Jun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Oct 18, 2023
Property Address	4540 PIERCE ST, GARY, IN 46408-3809
Document Number	0000028844
Instrument Date	Sep 30, 2023
Instrument	2023-028844
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 PIERCE ST, GARY, IN 46408-3809

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Oct 18, 2023
Property Address	4540 PIERCE ST, GARY, IN 46408-3809
Document Number	0000028845
Instrument Date	Sep 22, 2023
Instrument	2023-028845
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 PIERCE ST, GARY, IN 46408-3809

October 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LAKE IN
Recording Date	Oct 18, 2023
Property Address	4540 PIERCE ST, GARY, IN 46408-3809
Document Number	0000028843
Instrument Date	Sep 22, 2023
Instrument	2023-028843
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 PIERCE ST, GARY, IN 46408-3809

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4540 PIERCE ST, GARY, IN 46408-3809
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086807
Date	Dec 21, 2017
Instrument	2017 086807

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4540 PIERCE ST, GARY, IN 46408-3809
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011665
Date	Feb 18, 2020
Instrument	2020 011665

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 11, 2025

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,000 (+92.79%) Land $20,100 Building $102,900	$123,000 (+92.79%) Land $20,100 Building $102,900
2024	$105.00
2023		$63,800 (+11.15%) Land $18,400 Building $45,400	$63,800 (+11.15%) Land $18,400 Building $45,400
2022		$57,400 Land $12,300 Building $45,100	$57,400 Land $12,300 Building $45,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890125002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2016, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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