4540 Oak Leaf Dr, Tulsa, OK 74132 Property Records

Creek County property record for 4540 Oak Leaf Dr, Tulsa, OK 74132

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,688 sqft · built 1989
Lot Size	1.21 acres (52,925 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jul 2016)
Tax Bill	$6,449 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32045`

Property Details

APN / Parcel Number

Primary APN	`32045`
Alternative APNs	`3186-00-002-000-0-060-00` `3186-002-000-00-0-060-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,688 sqft Living Area
1st Floor Area	2,740 sqft
2nd Floor Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Galvanized Metal
Lot Area	52,925 sqft (1.21 acres)
Garage Type	Carport
Garage Area	759 sqft
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	1,333 sqft
Patio Area	524 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32045
Street Address	4540 OAK LEAF DR
City	TULSA
State	OK
Zip	74132-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK COUNTRY EST 1 BLOCK 2 LOT 6
Legal Range	12E
Legal Township	18N
Legal Section	09
Legal Quarter	NW
Legal Subdivision	OAK COUNTRY EST I
Legal Block	2
Legal Lot Number	6
Jurisdiction	CREEK OK
Township / Civil Division	SAPULPA
Census Block Group	1
Census Block	1011
Census Tract	20101

Owner

Source: Creek County records · APN 32045

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4540 OAK LEAF DR, TULSA, OK 74132-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2016 · Amount on Record
Deed Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	2016-008579
Deed Book / Page	1040 / 0220
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CREEK OK
Property Address	4540 OAK LEAF DR, TULSA, OK 74132-2131
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012540425
Date	Jul 13, 2020
Book Page	1254/425
Instrument	2020-008002

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company
Address	EDMOND, OK 73013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: Creek County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Creek County
Unified School District	Sapulpa Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,449.00 (-0.06%) Homeowner's exemption	$62,736 (+3%) Land $8,652 Building $54,084	$786,890 (+19.18%) Land $200,000 Building $586,890
2024	$6,453.00 (+10.65%) Homeowner's exemption	$60,909 (+3%) Land $8,400 Building $52,509	$660,259 (+9.21%) Land $70,000 Building $590,259
2023	$5,832.00 Homeowner's exemption	$59,135 Land $8,400 Building $50,735	$604,583 Land $70,000 Building $534,583

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 73% of the US · above 40% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 72 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAPULPA RURAL WATER COMPANY serves 5,810 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.