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4540 N Canoe Ter, Hernando, FL 34442 Property Records

Citrus County property record for 4540 N Canoe Ter, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,344 sqft · built 1976
Lot Size0.224 acres (9,769 sqft)
Owner2 Individual Names on File
Last Sale$39,000 (Jan 2017)
Tax Bill$1,305 (2025)
Deeds & MortgagesJan 2017 Sale
Flood ZoneZone X (minimal risk)
APN19E-18S-14-0070-00100-0320

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0070-00100-0320
Alternative APNs
  • 1418S19E0070001000320
  • 1598265

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area1,848 sqft
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeWood
Roof TypeSawtooth
Roof MaterialMetal
Lot Area9,769 sqft (0.224 acres)
Lot Dimensions70 ft deep x 100 ft wide
Garage TypeDetached
Garage Area576 sqft
PorchScreened Aluminum Porch
Porch Area504 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1598265
Street Address4540 N CANOE TER
CityHERNANDO
StateFL
Zip34442-4118
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH
Legal DescriptionAPACHE SHORES UNIT 7 PB 4 PG 114 LOTS 32 & 33 BLK 10 & APACHE SHORES UNIT 5 PB 4 PG 75 LOT 17 BLK 10
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionAPACHE SHORES UNIT 5
Legal Block10
Legal Lot Number32,33
Legal Unit7
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1010
Census Tract450105

Owner

4540 N Canoe Ter, a mobile home, is owned by two individuals who bought it in January 2017.

Source: Citrus County records, as of March 19, 2026

Owner of Record2 Individual Names on File
Mailing Address4147 BASS LAKE LOOP, RHINELANDER, WI 54501-9340
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2017 · Amount on File
Deed SaleJan 6, 2017 · Amount on File
Prior SaleNov 20, 2006 · Amount on File
Deed Document Number2017808
Deed Book / Page2803 / 2233
Record UpdatedOct 29, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJan 6, 2017
Property Address4540 N CANOE TER, HERNANDO, FL 34442-4118
Document Number0028032233
Book / Page002803 / 002233
Instrument DateJan 6, 2017
Instrument808
Transaction TypeTransfer
Record UpdatedFeb 14, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

AmountAmount on Record
Tax$273.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4540 N CANOE TER HERNANDO FL 344424118, HERNANDO, FL 34442-4118

Tax Assessment & Valuation

The 2025 property tax bill for 4540 N Canoe Ter was $1,305, up 20.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,305.00 (+20.28%)$85,549 (+14.42%) Land $14,400 Building $71,149$85,549 (+14.42%) Land $14,400 Building $71,149
2024$1,085.00 (+11.97%)$74,770 (+23.82%) Land $9,000 Building $65,770$74,770 (+23.82%) Land $9,000 Building $65,770
2023$969.00 (+8.63%)$60,387 (+3.05%) Land $9,000 Building $51,387$60,387 (+3.05%) Land $9,000 Building $51,387
2022$892.00$58,601 Land $7,650 Building $50,951$58,601 Land $7,650 Building $50,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 N Canoe Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 N Canoe Ter is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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