San Diego County property record for 4540 Milano Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,921 sqft · built 1998 |
| Lot Size | 0.97 acres (4,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (Sep 2020) |
| Tax Bill | $7,418 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-644-04-00 |
| Primary APN | 160-644-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,921 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 4,214 sqft (0.97 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4540 MILANO WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-7640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-6 |
| Legal Description | LOT 60 TR 013264 |
| Legal Subdivision | IVEY RANCH |
| Legal Tract | 013264 |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18523 |
4540 Milano Way is owned and occupied by an individual who bought it in September 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4540 MILANO WAY, OCEANSIDE, CA 92057-7640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 28, 2017 | Grant Deed, Transfer · VA Mortgage PROVIDENT SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Apr 28, 2017 · Amount on File |
| Deed Document Number | 2020556271 |
| Prior Transfer Date | Apr 21, 2007 |
| Prior Transfer Doc | 0000482350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 4540 MILANO WAY, OCEANSIDE, CA 92057-7640 |
| Document Number | 0000556271 |
| Map Reference | MAP 13264 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 2020-0556271 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | EQUITY TITLE SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4540 MILANO WAY, OCEANSIDE, CA 92057-7640 |
| Document Number | 0000556272 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-0556272 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 28, 2017 |
| Property Address | 4540 MILANO WAY, OCEANSIDE, CA 92057-7640 |
| Document Number | 0000192436 |
| Map Reference | MAP13264 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 2017-0192436 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE SD |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4540 MILANO WAY, OCEANSIDE, CA 92057-7640 |
| Investor | Possibly a Property Investor |
| Document Number | 0000192437 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017-0192437 |
| Name | PROVIDENT SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 4540 Milano Way was $7,418.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $673,484 (+2%) Land $383,797 Building $289,687 | |
| 2025 | $7,418.00 | $660,279 Land $376,272 Building $284,007 |
| 2023 | $7,052.00 (+1.54%) | $634,642 Land $361,662 Building $272,980 |
| 2022 | $6,945.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4540 Milano Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4540 Milano Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures