4540 Lower Jersey Rd, Covington, GA 30014 Property Records

Walton County property record for 4540 Lower Jersey Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1935
Lot Size	28.9 acres (1,260,191 sqft)
Owner	2 Individual Names on File
Tax Bill	$435 (2025)
Deeds & Mortgages	Feb 2020 Sale Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`C0660-148`

Property Details

APN / Parcel Number

Primary APN	`C0660-148`
Alternative APN	`5359`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Heated Area
1st Floor Area	854 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1981
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	1,260,191 sqft (28.9 acres)
Terrain	Rolling
Garage Area	238 sqft
Porch	Slab
Porch Area	542 sqft
Canopy	484 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	5359
Street Address	4540 LOWER JERSEY RD
City	COVINGTON
State	GA
Zip	30014-0627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 WP2
Legal Description	28.93AC TR#1&2
Legal Tract	1-2
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2033
Census Tract	110602

Owner

4540 Lower Jersey Rd is owned and occupied by two individuals who acquired it in March 2005.

Source: Walton County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4540 LOWER JERSEY RD, COVINGTON, GA 30014-0627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 21, 2019	Warranty Deed, Transfer NATIONWIDE TITLE CLEARING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 15, 2005
Transfer Doc	0021640249
Record Updated	Jun 8, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Feb 21, 2020
Property Address	4540 LOWER JERSEY RD, COVINGTON, GA 30014-0627
Document Number	0045400001
Book / Page	004540 / 000001
Instrument Date	Feb 20, 2020
Instrument	2263
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4540 LOWER JERSEY RD COVINGTON GA 300140627, COVINGTON, GA 30014-0627

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Mar 21, 2019
Property Address	4540 LOWER JERSEY RD, COVINGTON, GA 30014-0627
Document Number	0043550475
Book / Page	004355 / 000475
Instrument Date	Mar 18, 2019
Instrument	2982
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 LOWER JERSEY RD COVINGTON GA 300140627, COVINGTON, GA 30014-0627

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Lower Jersey Rd was $435 with exemptions applied, up 18.5% from the year before.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$435.00 (+18.53%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$130,552 (+0.62%) Land $110,240 Building $20,312	$326,380 (+0.62%) Land $275,600 Building $50,780
2024	$367.00 (+1.38%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$129,752 (+4.75%) Land $110,240 Building $19,512	$324,380 (+4.75%) Land $275,600 Building $48,780
2023	$362.00 (-90.59%) Senior Citizen's exemption Additional exemption filed	$123,872 (+7.61%) Land $104,520 Building $19,352	$309,680 (+7.61%) Land $261,300 Building $48,380
2022	$3,849.00 Senior Citizen's exemption Additional exemption filed	$115,112 Land $97,840 Building $17,272	$287,780 Land $244,600 Building $43,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Lower Jersey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Lower Jersey Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower Jersey Rd

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