4540 Florida St, San Diego, CA 92116 Property Records

San Diego County property record for 4540 Florida St, San Diego, CA 92116

Property Summary

Property TypeMulti-Family Dwellings
Details14 bd · 10 ba · 6,678 sqft · built 1970
Lot Size0.172 acres (7,496 sqft)
OwnerCompany Name on Record
Last Sale$111,500 (Mar 1990)
Tax Bill$10,520 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN445-132-39-00

Property Details

APN / Parcel Number

Primary APN445-132-39-00
Alternative APN
  • 4451322600

Interior

Bedrooms14 Beds
Full Baths10 Baths
Units9 Units
Stories2 Stories
Building Area6,678 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleMulti-Family
Exterior MaterialStucco
Construction TypeFrame
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area7,496 sqft (0.172 acres)
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area600 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Old Parcel Number4451322600
Street Address4540 FLORIDA ST
CitySAN DIEGO
StateCA
Zip92116-2763
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRM-1-1
Legal DescriptionBLK 47 LOTS 34&35 ST CLSD ADJ& TR LP0008PG036
Legal SubdivisionUNIVERSITY HEIGHTS
Legal TractLP0008PG
Legal Block47
Legal Lot Number34,35
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract1000

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3160 CAMINO DEL RIO S, 118, SAN DIEGO, CA 92108-3835
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 1990 · Amount on Record
Deed SaleMar 30, 1990 · Amount on Record
Deed Document Number1990169874
Last Transfer DateNov 18, 1993
Transfer Doc0000030660
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4540 FLORIDA ST, SAN DIEGO, CA 92116-2763
Transaction TypeMortgage
Record UpdatedJun 9, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4016 ASHTON RIDGE LN, CHARLOTTE, NC 28226-7760

Mortgage

Document Number0000405834
DateMay 28, 2021
Instrument2021-0405834
Lender
NameFIRST FOUNDATION BANK
TypeBank
AddressIRVINE, CA 92612
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$852,058 (+2%) Land $330,399 Building $521,659
2025$10,520.00 (+6.34%)$835,352 (+4.04%) Land $323,921 Building $511,431
2023$9,893.00 (+2.74%)$802,916 Land $311,344 Building $491,572
2022$9,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 991 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile, Verizon.

Nearby Properties on Florida St

Nearby Streets

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