4540 Fishermans Ter, Lyons, IL 60534 Property Records

Cook County property record for 4540 Fishermans Ter, Lyons, IL 60534

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,276 sqft · built 1956
Lot Size0.147 acres (6,420 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Apr 2018)
Tax Bill$5,046 (2023)
Deeds & MortgagesApr 2022 Transfer
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-01-320-040

Property Details

APN / Parcel Number

Primary APN18-01-320-040
Alternative APN
  • 18-01-320-040-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
1st Floor Area1,276 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,420 sqft (0.147 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address4540 FISHERMANS TER
CityLYONS
StateIL
Zip60534-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(RIVERSIDE)(ACRES) SUB OF SEC 01-38-12
Legal Range12E
Legal Township38N
Legal Section01
Legal SubdivisionRIVERSIDE ACRES
Legal Lot Number24
JurisdictionCOOK IL
Township / Civil DivisionLYONS
Census Block Group1
Census Block1017
Census Tract819100

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4540 FISHERMANS TER, LYONS, IL 60534-1938
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 17, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2018 · Amount on Record
Deed SaleApr 17, 2018 · Amount on Record
Prior SaleJan 10, 2005 · Amount on Record
Deed Document Number201813026
Last Transfer DateApr 25, 2022
Transfer Doc0000000004
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateApr 29, 2022
Property Address4540 FISHERMANS TER, LYONS, IL 60534-1938
Document Number0011922024
Instrument DateApr 25, 2022
Instrument2211922024
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4540 FISHERMANS TER, LYONS, IL 60534-1938

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 17, 2018
Property Address4540 FISHERMANS TER, LYONS, IL 60534-1938
Document Number1810713026
Instrument DateMar 26, 2018
Instrument10713026
Transaction TypeTransfer
Record UpdatedApr 27, 2018
Title CompanyUNITED SHORE FINANCIAL SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38195 S 61ST AVE CICERO IL 60804, CICERO, IL 60804

Mortgage

Document Number1810713027
DateApr 17, 2018
Instrument10713027
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 16, 2033
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLyons Township
MunicipalityLyons Village
Elementary School DistrictLyons School District 103 (PK - 08)
Secondary School DistrictJ. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,001 (+43.29%) Land $3,692 Building $16,309$200,010 (+43.29%) Land $36,920 Building $163,090
2023$5,046.00 (+31.82%)
2022$3,828.00 Homeowner's exemption$13,958 Land $3,210 Building $10,748$139,580 Land $32,100 Building $107,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYONS
serves 10,304 people · EPA ID IL0311710
Water SourcePurchased surface water from MC COOK
Last State InspectionDec 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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