4540 Fairview Ave, Downers Grove, IL 60515 Property Records

DuPage County property record for 4540 Fairview Ave, Downers Grove, IL 60515

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1953
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,469 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-420-023`

Property Details

APN / Parcel Number

Primary APN	`09-05-420-023`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4540 FAIRVIEW AVE
City	DOWNERS GROVE
State	IL
Zip	60515-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STREETS ADD
Legal Subdivision	STREETS ADD
Legal Lot Number	47
Jurisdiction	DU PAGE IL
Township / Civil Division	DOWNERS GROVE
Census Block Group	3
Census Block	3015
Census Tract	844801

Owner

4540 Fairview Ave is owned and occupied by two individuals who acquired it in April 2023.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4540 FAIRVIEW AVE, DOWNERS GROVE, IL 60515-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Aug 25, 2017	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 4, 2023
Transfer Doc	0000020373
Record Updated	Sep 20, 2026

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 6, 2023
Property Address	4540 FAIRVIEW AVE, DOWNERS GROVE, IL 60515-3110
Document Number	0000020373
Map Reference	DOC 20678
Instrument Date	Apr 4, 2023
Instrument	R2023-020373
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 FAIRVIEW AVE, DOWNERS GROVE, IL 60515-3110

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	4540 FAIRVIEW AVE, DOWNERS GROVE, IL 60515-3110
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011713
Date	Jan 22, 2021
Instrument	R2021-011713

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 25, 2017
Property Address	4540 FAIRVIEW AVE, DOWNERS GROVE, IL 60515-3110
Document Number	0000087652
Instrument Date	Aug 17, 2017
Instrument	87652
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2917 TYLER CT WOODRIDGE IL 605171009, WOODRIDGE, IL 60517-1009

Mortgage

Document Number	87653
Date	Aug 25, 2017
Instrument	87653

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Fairview Ave was $5,469 with a homeowner's exemption, up 8.2% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Downers Grove Township
Municipality	Downers Grove Village
Elementary School District	Downers Grove Grade School District 58 (PK - 08)
Secondary School District	Community High School District 99 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,469.00 (+8.19%)	$104,557 (+7.9%) Land $56,328 Building $48,229	$313,671 (+7.9%) Land $168,984 Building $144,687
2024	$5,055.00	$96,902 Land $52,204 Building $44,698	$290,706 Land $156,612 Building $134,094
2022	$4,578.00 Homeowner's exemption	$84,340 Land $45,440 Building $38,900	$253,020 Land $136,320 Building $116,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4540 Fairview Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4540 Fairview Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNERS GROVE serves 49,425 people · EPA ID IL0430300
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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