4540 Esperanza Dr, Guadalupe, CA 93434 Property Records

Santa Barbara County property record for 4540 Esperanza Dr, Guadalupe, CA 93434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 2017
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$406,500 (Dec 2017)
Tax Bill	$5,771 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113-470-053`

Property Details

APN / Parcel Number

Primary APN	`113-470-053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,645 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	4540 ESPERANZA DR
City	GUADALUPE
State	CA
Zip	93434-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	29 061 GUADALUPE
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	GUADALUPE
Census Block Group	1
Census Block	1033
Census Tract	2503

Owner

4540 Esperanza Dr is owned and occupied by an individual who bought it in December 2017.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	4540 ESPERANZA DR, GUADALUPE, CA 93434-1859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 15, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Deed Document Number	201760232
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4540 ESPERANZA DR, GUADALUPE, CA 93434-1859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 ESPERANZA DR, GUADALUPE, CA 93434-1859

Mortgage

Document Number	0000054759
Date	Oct 5, 2020
Instrument	2020-0054759

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 15, 2017
Property Address	4540 ESPERANZA DR, GUADALUPE, CA 93434-1859
Document Number	0000060232
Map Reference	MB207 PG85-95
Instrument Date	Dec 8, 2017
Instrument	2017-0060232
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 ESPERANZA DR, GUADALUPE, CA 93434-1859

Mortgage

Document Number	0000060233
Date	Dec 15, 2017
Instrument	2017-0060233

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Esperanza Dr was $5,771 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Guadalupe City
Elementary School District	Guadalupe Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,608 (+2%) Land $203,100 Building $268,508
2025	$5,771.00 Homeowner's exemption Additional exemption filed	$462,362 Land $199,118 Building $263,244
2023	$5,275.00 (+3.47%) Homeowner's exemption Additional exemption filed	$444,410 Land $191,387 Building $253,023
2022	$5,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4540 Esperanza Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Esperanza Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUADALUPE WATER DEPARTMENT serves 8,897 people · EPA ID CA4210003
Water Source	Purchased surface water from CENTRAL COAST WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Astound Broadband, Frontier, Verizon.

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