4540 E Saint Catherine Ave, Phoenix, AZ 85042 Property Records

Maricopa County property record for 4540 E Saint Catherine Ave, Phoenix, AZ 85042

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,392 sqft · built 1973
Lot Size0.138 acres (5,994 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Mar 2010)
Tax Bill$597 (2025)
Deeds & MortgagesMar 2026 Mortgage
Aug 2023 Mortgage
Flood ZoneZone X (moderate risk)
APN123-58-406

Property Details

APN / Parcel Number

Primary APN123-58-406
Alternative APN
  • 123584063

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
Gross Area1,552 sqft
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,994 sqft (0.138 acres)
Parking Spaces1 Parking Space
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4540 E SAINT CATHERINE AVE
CityPHOENIX
StateAZ
Zip85042-5366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionPONDEROSA VILLAGE UNIT 2 MCR 153-46
Legal SubdivisionPONDEROSA VILLAGE UNIT 2
Legal Lot Number406
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2014
Census Tract116202

Owner

4540 E Saint Catherine Ave is owned and occupied by two individuals who bought it in March 2010.

Source: Maricopa County records, as of March 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4540 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5366
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · FHA Mortgage
E MORTGAGE CAPITAL INC
Aug 22, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2010 · Amount on File
Deed SaleMar 19, 2010 · Amount on File
Prior SaleJan 21, 2010 · Amount on File
Deed Document Number2010232375
Prior Transfer DateOct 11, 2006
Prior Transfer Doc0001471412
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4540 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5366
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5366

Mortgage

Document Number0000150168
DateMar 16, 2026
Instrument20260150168
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92704
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4540 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5366
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5366

Mortgage

Document Number0000439446
DateAug 22, 2023
Instrument20230439446
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4540 E Saint Catherine Ave was $597.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictTempe School District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,110 (+372.83%)$281,100 (+2.97%) Land $56,200 Building $224,900
2025$597.00$5,945 (-79.76%)$273,000 (-7.05%) Land $54,600 Building $218,400
2024$29,370$293,700 Land $58,700 Building $235,000
2023$552.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4540 E Saint Catherine Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Most Recent ClaimAug 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 E Saint Catherine Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.3% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
AirFiber WISP
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Saint Catherine Ave

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