4540 E Joan Dr, Prescott, AZ 86301 Property Records

Yavapai County property record for 4540 E Joan Dr, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,405 sqft · built 2016
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2018)
Tax Bill	$1,456 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-16-135A`

Property Details

APN / Parcel Number

Primary APN	`103-16-135A`
Alternative APN	`10316135A8`

Interior

Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	1,631 sqft
1st Floor Area	1,405 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	226 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	348 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	10316135A8
Street Address	4540 E JOAN DR
City	PRESCOTT
State	AZ
Zip	86301-5805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND VALLEY NO. 7 PER MAP 11/16 LOTS 1036 & 1037 CONTAIN 0.37 ACRES
Legal Range	01W
Legal Township	14N
Legal Section	29
Legal Subdivision	DIAMOND VALLEY
Legal Lot Number	1036
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1019
Census Tract	502

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4540 E JOAN DR, PRESCOTT, AZ 86301-5805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG
Sep 27, 2018	Quit Claim Deed, Transfer GUILD MTG
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Aug 14, 2015
Deed Document Number	201850196
Prior Transfer Date	Sep 10, 2018
Prior Transfer Doc	0000050197
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	4540 E JOAN DR, PRESCOTT, AZ 86301-5805
Document Number	0000048384
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4540 E JOAN DR PRESCOTT AZ 863015805, PRESCOTT, AZ 86301-5805

Mortgage

Document Number	0000048384
Date	Aug 24, 2020
Instrument	48384

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 27, 2018
Property Address	4540 E JOAN DR, PRESCOTT, AZ 86301-5805
Document Number	0000050197
Instrument Date	Sep 10, 2018
Instrument	50197
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11393 E WESTERN SUNSET DR DEWEY AZ 863275731, DEWEY, AZ 86327-5731

Mortgage

Document Number	50198
Date	Sep 27, 2018
Instrument	50198

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 27, 2018
Property Address	4540 E JOAN DR, PRESCOTT, AZ 86301-5805
Document Number	0000050196
Instrument Date	Sep 10, 2018
Instrument	50196
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11393 E WESTERN SUNSET DR DEWEY AZ 863275731, DEWEY, AZ 86327-5731

Mortgage

Document Number	50198
Date	Sep 27, 2018
Instrument	50198

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$33,960 (+1.95%)	$339,602 (+1.94%) Land $33,836 Building $305,766
2026		$33,312 (+2.05%)	$333,124 (+2.05%) Land $34,544 Building $298,580
2025	$1,456.00 (+5.28%)	$32,643 Land $3,169 Building $29,474	$326,430 Land $31,690 Building $294,740
2024	$1,383.00 (+7.13%)
2022	$1,291.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 50% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAMOND VALLEY WATER DISTRICT private · serves 2,000 people · EPA ID AZ0413017
Water Source	Purchased groundwater from TOWN OF PRESCOTT VALLEY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: MTE Communications, Verizon.

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