Wells County property record for 4540 E 250 S, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,082 sqft · built 1987 |
| Lot Size | 5.45 acres (237,402 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,300 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-14-400-009.000-003 |
| Primary APN | 90-08-14-400-009.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 2,082 sqft |
| Basement Area | 1,839 sqft |
| Unfinished Basement | 1,839 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 237,402 sqft (5.45 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001525154 |
|---|---|
| Street Address | 4540 E 250 S |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-26-12 5.45A W 370' N/2 N/2 SE |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 40300 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4540 E 250 S, BLUFFTON, IN 46714-9483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK BERNIE |
| Jan 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4540 E 250 S, BLUFFTON, IN 46714-9483 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231405 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 20231405 |
| Name | FIRST BANK BERNIE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4540 E 250 S, BLUFFTON, IN 46714-9483 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190104 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 20190104 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,300.00 (+25.48%) Homeowner's exemption | $426,300 (+30.93%) Land $102,100 Building $324,200 | $426,300 (+30.93%) Land $102,100 Building $324,200 |
| 2024 | $2,630.00 (+12.73%) | ||
| 2023 | $325,600 (+8.03%) Land $77,300 Building $248,300 | $325,600 (+8.03%) Land $77,300 Building $248,300 | |
| 2022 | $2,333.00 | $301,400 Land $59,000 Building $242,400 | $301,400 Land $59,000 Building $242,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (2003–2015) |
| Most Recent Claim | Jun 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 25 / 3 |
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