4540 E 120th Pl, Thornton, CO 80241 Property Records

Adams County property record for 4540 E 120th Pl, Thornton, CO 80241

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,979 sqft · built 1979
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2016)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0011751`

Property Details

APN / Parcel Number

Primary APN	`R0011751`
Alternative APNs	`0157131322033` `157131322033`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,979 sqft Living Area
1st Floor Area	1,031 sqft
2nd Floor Area	948 sqft
Basement Area	576 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0011751
Old Parcel Number	157131322033
Street Address	4540 E 120TH PL
City	THORNTON
State	CO
Zip	80241-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:NORTHAVEN BLK:1 LOT:5
Legal Range	67W
Legal Township	01S
Legal Section	31
Legal Quarter	NE
Legal Subdivision	NORTHAVEN
Legal Block	1
Legal Lot Number	5
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2000
Census Tract	8547

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4540 E 120TH PL, THORNTON, CO 80241-3640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 2, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on Record
Deed Sale	Apr 25, 2016 · Amount on Record
Prior Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	0000031020
Last Transfer Date	Jun 21, 2016
Transfer Doc	0000048882
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4540 E 120TH PL, THORNTON, CO 80241-3640
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 E 120TH PL, THORNTON, CO 80241-3640

Mortgage

Document Number	0000074777
Date	Sep 2, 2022
Instrument	2022000074777

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4540 E 120TH PL, THORNTON, CO 80241-3640
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 E 120TH PL, THORNTON, CO 80241-3640

Mortgage

Document Number	0000109403
Date	Sep 15, 2021
Instrument	2021000109403

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4540 E 120TH PL, THORNTON, CO 80241-3640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016336
Date	Feb 27, 2018
Instrument	2018000016336

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4540 E 120TH PL, THORNTON, CO 80241-3640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125030
Date	Dec 2, 2020
Instrument	2020000125030

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (-68.27%)	$30,880 (-18.35%) Land $6,000 Building $24,880	$494,000 (-11.63%) Land $96,000 Building $398,000
2023	$4,125.00 (+7.73%)	$37,820 (+8.8%) Land $5,820 Building $32,000	$559,000 (+11.78%) Land $86,000 Building $473,000
2022	$3,829.00	$34,760 Land $11,960 Building $22,800	$500,109 Land $172,000 Building $328,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Intrepid Fiber Networks, T-Mobile, Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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