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4540 Chipmunk Rd, Middleburg, FL 32068 Property Records

Clay County property record for 4540 Chipmunk Rd, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,330 sqft · built 1986
Lot Size1.03 acres (44,997 sqft)
OwnerIndividual Name on Record
Last Sale$88,000 (May 2017)
Tax Bill$1,196 (2025)
Deeds & MortgagesDec 2017 Line of Credit
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN35-05-24-006700-014-00

Property Details

APN / Parcel Number

Primary APN35-05-24-006700-014-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,330 sqft Living Area
Gross Area1,930 sqft
1st Floor Area1,330 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area44,997 sqft (1.03 acres)
Lot Dimensions285 ft deep x 158 ft wide
Garage TypeAttached
Garage Area600 sqft
PorchScreened/Unfinished Porch
Porch Area514 sqft
Storage Building138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4540 CHIPMUNK RD
CityMIDDLEBURG
StateFL
Zip32068-6325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 BLK 209 BLACK CREEK PARK UNIT 2 AS REC OR 3970 PG 91
Legal Range24E
Legal Township05S
Legal Section35
Legal SubdivisionBLACK CREEK PARK UNIT 2
Legal Block209
Legal Lot Number26
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionKEYSTONE HEIGHTS
Census Block Group2
Census Block2006
Census Tract31101

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 175, MIDDLEBURG, FL 32050-0175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2017Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
May 5, 2017Warranty Deed, Transfer
ESTATE TITLE, ESTATE TITLE & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2017 · Amount on Record
Deed SaleMay 5, 2017 · Amount on Record
Prior SaleDec 29, 2005 · Amount on Record
Deed Document Number201722820
Deed Book / Page3970 / 91
Prior Transfer DateJun 18, 2004
Prior Transfer Doc0023910222
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4540 CHIPMUNK RD, MIDDLEBURG, FL 32068-6325
Document Number0040421574
Book / Page004042 / 001574
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4540 CHIPMUNK RD MIDDLEBURG FL 320686325, MIDDLEBURG, FL 32068-6325

Mortgage

Document Number0040421574
DateDec 28, 2017
Book Page004042/001574
Instrument65825
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 27, 2027
Interest
Rate TypeAdjustable Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMay 5, 2017
Property Address4540 CHIPMUNK RD, MIDDLEBURG, FL 32068-6325
Document Number0039700091
Book / Page003970 / 000091
Instrument DateMay 2, 2017
Instrument22820
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyESTATE TITLE, ESTATE TITLE & TRUST

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4540 CHIPMUNK RD MIDDLEBURG FL 320686325, MIDDLEBURG, FL 32068-6325

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,196.00 (+5.37%) Homeowner's exemption$118,622 (+5.99%)$241,568 (+9.84%) Land $50,000 Building $191,568
2024$1,135.00 (-20.29%)
2023$1,424.00 (+12.75%) Homeowner's exemption$111,922 (+3%)$219,922 (+14.09%) Land $34,000 Building $185,922
2022$1,263.00 Homeowner's exemption$108,663$192,763 Land $27,000 Building $165,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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