Ramsey County property record for 4540 Centerville Rd, Saint Paul, MN 55127
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 7,518 sqft · built 2008 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Company Name on Record |
| Last Sale | $575,000 (Mar 1996) |
| Tax Bill | $77,988 (2024) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-30-22-12-0024 |
| Primary APN | 21-30-22-12-0024 |
|---|---|
| Alternative APNs |
|
| Building Area | 7,518 sqft Total Area |
|---|
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Lot Area | 37,462 sqft (0.86 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 426637 |
|---|---|
| Street Address | 4540 CENTERVILLE RD |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-3711 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | SECTION 21 TOWN 30 RANGE 22 W 243 FT OF N 285 FT OF NW 1/4 OF NE 1/4 (SUBJ TO RDS) IN SEC 21 TN 30 RN 22 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 21 |
| Legal Subdivision | SECTION 21 TOWN 30 RANGE 22 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40503 |
Source: Ramsey County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1150 COUNTY ROAD J, SAINT PAUL, MN 55127-6800 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 1996 · Amount on Record |
| Deed Sale | Mar 5, 1996 · Amount on Record |
| Prior Sale | Mar 5, 1996 · Amount on Record |
| Deed Document Number | 1996229549 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 4540 CENTERVILLE RD, WHITE BEAR LAKE, MN 55127-3711 |
| Document Number | 0004642096 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4540 CENTERVILLE RD ST PAUL MN 551273711, ST PAUL, MN 55127-3711 |
| Document Number | 0004642096 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 4642096 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | ROSEVILLE, MN 55113 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jan 11, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,581,500 (+0.53%) Land $449,500 Building $2,132,000 | $2,581,500 (+0.53%) Land $449,500 Building $2,132,000 | |
| 2024 | $77,988.00 (+4.97%) | ||
| 2023 | $74,296.00 | $2,568,000 Land $449,500 Building $2,118,500 | $2,568,000 Land $449,500 Building $2,118,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Vadnais Heights serves 13,025 people · EPA ID MN1620030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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